392 W Nepessing St, Lapeer, MI 48446 Property Records

Lapeer County property record for 392 W Nepessing St, Lapeer, MI 48446

Property Summary

Property Type	Office Building
Details	6,541 sqft · built 1899
Lot Size	0.127 acres (5,532 sqft)
Owner	Company Name on File
Last Sale	$320,000 (Dec 2020)
Tax Bill	$3,652 (2025)
Deeds & Mortgages	Dec 2020 Sale & Line of Credit Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`L20-10-300-040-00`

Property Details

APN / Parcel Number

Primary APN	`L20-10-300-040-00`

Interior

Units	5 Units
Stories	1 Story
Building Area	6,541 sqft Total Area
Flooring	Carpet

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Lot Area	5,532 sqft (0.127 acres)
Lot Dimensions	120 ft deep x 46 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	392 W NEPESSING ST
City	LAPEER
State	MI
Zip	48446-2192
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	CBD1 CEN B
Legal Description	CITY OF LAPEER LAPEER VILLAGE PLAT SWLY 30 FT OF LOT 76 & NELY 16 FT OF VAC PART OF FOX ST LYNG ADJ THERETO (L=1 P=73 SEC 5,
Legal Range	10E
Legal Township	07N
Legal Section	05
Legal Subdivision	CITY OF LAPEER LAPEER VILLAGE
Legal Lot Number	76
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2048
Census Tract	337500

Owner

Source: Lapeer County assessment roll, as of August 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	392 W NEPESSING ST, 6, LAPEER, MI 48446-2195
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Warranty Deed, Transfer · Line of Credit CHOICEONE BANK
Apr 5, 2019	Quit Claim Deed, Transfer LIGHTHOUSE TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	Sep 19, 2003
Deed Book / Page	3155 / 172
Prior Transfer Date	Mar 25, 2019
Prior Transfer Doc	0030160462
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 14, 2020
Property Address	392 W NEPESSING ST, LAPEER, MI 48446-2192
Document Number	0031550172
Book / Page	3155 / 172
Map Reference	LB 1 PG 73
Instrument Date	Dec 4, 2020
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	RELL TITLE OF LAPEER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 CLARK RD, LAPEER, MI 48446-9454

Mortgage

Document Number	3155174
Date	Dec 14, 2020
Instrument	3155/174

Lender

Name	CHOICEONE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 5, 2019
Property Address	392 W NEPESSING ST, LAPEER, MI 48446-2192
Document Number	0030160462
Book / Page	003016 / 000462
Instrument Date	Mar 25, 2019
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	LIGHTHOUSE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	392 W NEPESSING ST #6 LAPEER MI 484462195, 6, LAPEER, MI 48446-2195

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,652.00 (-57.61%)	$239,000 (+38.63%)	$478,000 (+38.63%)
2024	$8,616.00 (+7.46%)
2023		$172,400	$344,800
2022	$8,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

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