392 Vista del Indio, Fallbrook, CA 92028 Property Records

San Diego County property record for 392 Vista del Indio, Fallbrook, CA 92028 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,918 sqft · built 1985
Lot Size1.05 acres (45,738 sqft)
OwnerIndividual Name on File
Last Sale$856,000 (Jan 2022)
Tax Bill$9,777 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN105-282-40-00

Property Details

APN / Parcel Number

Primary APN105-282-40-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,918 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleContemporary
Exterior MaterialWood
Roof MaterialTile
Lot Area45,738 sqft
View / LotGood
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address392 VISTA DEL INDIO
CityFALLBROOK
StateCA
Zip92028-2548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 1 TR PM08512
Legal Tract8512
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group3
Census Block3007
Census Tract19001

Owner

Source: San Diego County records · APN 105-282-40-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address392 VISTA DEL INDIO, FALLBROOK, CA 92028-2548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Grant Deed, Transfer · VA Mortgage
CALIBER HOME LOANS INC
Dec 05, 2017Grant Deed, Transfer · FHA Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 18, 2022 · Amount on Record
Deed SaleJan 18, 2022 · Amount on Record
Prior SaleDec 05, 2017 · Amount on Record
Deed Document Number202225805
Prior Transfer DateNov 17, 2000
Prior Transfer Doc0000631252
Record UpdatedSep 20, 2026

January 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 18, 2022
Property Address392 VISTA DEL INDIO, FALLBROOK, CA 92028-2548
Document Number0000025805
Map ReferenceFILE 79-099149
Instrument DateDec 29, 2021
Instrument2022-0025805
Transaction TypeTransfer
Record UpdatedJan 26, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address392 VISTA DEL INDIO, FALLBROOK, CA 92028-2548

Mortgage

Document Number0000025806
DateJan 18, 2022
Instrument2022-0025806
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 05, 2017
Property Address392 VISTA DEL INDIO, FALLBROOK, CA 92028-2548
Document Number0000565956
Instrument DateNov 16, 2017
Instrument565956
Transaction TypeTransfer
Record UpdatedDec 11, 2017
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$627.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address392 VISTA DEL INDIO FALLBROOK CA 920282548, FALLBROOK, CA 92028-2548

Mortgage

Document Number565957
DateDec 05, 2017
Instrument565957
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 04, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$926,558 (+2%) Land $399,051 Building $527,507
2025$9,777.00 (+5.61%)$908,391 (+4.04%) Land $391,227 Building $517,164
2023$9,258.00 (+41.37%)$873,119 Land $376,036 Building $497,083
2022$6,549.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730190013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
2 of 2 on primary residences
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2005, river or lake flooding, Severe Storms, Flooding, Debris Flows, And Mudslides

Wildfire

Wildfire RiskModerate
above 64% of the US · above 39% of California
Wildfire LikelihoodAbout 1 in 518 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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