392 Sumatra Dr, Sacramento, CA 95838 Property Records

Sacramento County property record for 392 Sumatra Dr, Sacramento, CA 95838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,455 sqft · built 1992
Lot Size	0.18 acres (7,825 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jun 2020)
Tax Bill	$4,964 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`226-0380-046-0000`

Property Details

APN / Parcel Number

Primary APN	`226-0380-046-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,455 sqft Living Area
1st Floor Area	1,455 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,825 sqft (0.18 acres)
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	392 SUMATRA DR
City	SACRAMENTO
State	CA
Zip	95838-4832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-PUD
Legal Description	KELTON SUBDIVISION, LOT 146
Legal Subdivision	KELTON SUBDIVISION
Legal Lot Number	146
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3005
Census Tract	7204

Owner

392 Sumatra Dr is owned and occupied by an individual who bought it in June 2020.

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	392 SUMATRA DR, SACRAMENTO, CA 95838-4832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Jun 24, 2020	Grant Deed, Transfer · Conventional with PMI THELENDER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2020 · Amount on File
Deed Sale	Jun 24, 2020 · Amount on File
Prior Sale	Sep 30, 2003 · Amount on File
Deed Book / Page	20200624 / 1657
Prior Transfer Date	Dec 13, 2007
Prior Transfer Doc	0000000979
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	392 SUMATRA DR, SACRAMENTO, CA 95838-4832
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 SUMATRA DR, SACRAMENTO, CA 95838-4832

Mortgage

Document Number	0000001004
Date	Apr 14, 2021
Instrument	202104141004

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	392 SUMATRA DR, SACRAMENTO, CA 95838-4832
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 SUMATRA DR, SACRAMENTO, CA 95838-4832

Mortgage

Document Number	4140000001004
Date	Apr 14, 2021
Book Page	20210414/1004

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 24, 2020
Property Address	392 SUMATRA DR, SACRAMENTO, CA 95838-4832
Document Number	2006241657
Instrument Date	Jun 19, 2020
Instrument	2006241657
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 SUMATRA DR SACRAMENTO CA 958384832, SACRAMENTO, CA 95838-4832

Mortgage

Document Number	2006241658
Date	Jun 24, 2020
Instrument	2006241658

Lender

Name	THELENDER
Address	ST PETERS, MO 63376

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 392 Sumatra Dr was $4,964, up 4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Secondary School District	Twin Rivers Unified School District (7-12) (07 - 12)
Elementary School District	Robla Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$379,270 (+2%) Land $105,972 Building $273,298
2025	$4,964.00 (+4.05%)	$371,835 Land $103,895 Building $267,940
2024	$4,771.00 (-3.36%)
2023	$4,937.00 (+5.88%)	$357,398 Land $99,861 Building $257,537
2022	$4,663.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 392 Sumatra Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 392 Sumatra Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

Nearby Properties on Sumatra Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures