392 Springcliff Rd, Monticello, KY 42633 Property Records

Wayne County property record for 392 Springcliff Rd, Monticello, KY 42633

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	28.1 acres (1,225,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$22,500 (Jun 2018)
Tax Bill	$1,407 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026-00-00-085.00`

Property Details

APN / Parcel Number

Primary APN	`026-00-00-085.00`
Alternative APN	`23938`

Exterior

Lot Area	1,225,778 sqft (28.1 acres)
Terrain	Rolling

Location & Zoning

Account Number	23938
Street Address	392 SPRINGCLIFF RD
City	MONTICELLO
State	KY
Zip	42633-7412
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	OFF GREENBRIAR RD
Legal Subdivision	DUNNINGTON LAKE
Legal Lot Number	15C/D,2
Jurisdiction	WAYNE KY
Township / Civil Division	ZULA-POWERSBURG
Census Block Group	1
Census Block	1007
Census Tract	920401

Owner

Source: Wayne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	392 SPRINGCLIFF RD, MONTICELLO, KY 42633-7412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Aug 19, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 2, 2018	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Jun 22, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Sep 21, 2012 · Amount on Record
Deed Book / Page	377 / 402
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE KY
Recording Date	Apr 13, 2026
Property Address	392 SPRINGCLIFF RD, MONTICELLO, KY 42633-7434
Document Number	0000166605
Book / Page	490 / 395
Instrument Date	Mar 27, 2026
Instrument	2026166605
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 SPRINGCLIFF RD, MONTICELLO, KY 42633-7434

Mortgage

Document Number	0000166605,
Date	Apr 13, 2026
Book Page	490/395
Instrument	2026166605

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 6, 2066

Interest

Rate	5.98%
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE KY
Property Address	392 SPRINGCLIFF RD, MONTICELLO, KY 42633-7434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	426/147
Date	Aug 19, 2019
Book Page	426/147
Instrument	142038

Lender

Name	PNC BANK NA
Type	Bank
Address	LONDON, KY 40741

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE KY
Property Address	392 SPRINGCLIFF RD, MONTICELLO, KY 42633-7434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	416/026
Date	Jul 2, 2018
Book Page	416/026

Lender

Name	PNC BANK NA
Type	Bank
Address	LONDON, KY 40741

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	178 Months
Due	May 17, 2033

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE KY
Recording Date	Jun 22, 2018
Property Address	392 SPRINGCLIFF RD, MONTICELLO, KY 42633-7434
Document Number	377/402
Book / Page	377 / 402
Map Reference	CAB A SL 248
Instrument Date	Jun 4, 2018
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Amount	Amount Recorded
Tax	$22.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6655 BOTTLEBRUSH LN, 6655, NAPLES, FL 34109-3813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 SPRINGCLIFF RD, MONTICELLO, KY 42633-7434

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Wayne County
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,071 (-) Land $4,071 Building $205,000	$340,700 (+62.96%) Land $135,700 Building $205,000
2025	$1,407.00 (+4.38%) Homeowner's exemption	$209,071 (+10.58%)	$209,071 (+10.58%)
2023	$1,348.00 Homeowner's exemption	$189,071	$189,071

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Community Telecom Services Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

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