Contra Costa County property record for 392 Shore Rd, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,061 sqft · built 1963 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Oct 2020) |
| Tax Bill | $6,445 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-105-006-5 |
| Primary APN | 098-105-006-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,061 sqft Living Area |
| 1st Floor Area | 1,383 sqft |
| 2nd Floor Area | 678 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 6,200 sqft (0.142 acres) |
| Garage Type | Attached |
| Garage Area | 471 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 392 SHORE RD |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-1345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | TRACT 3094 LOT 10 EX MR |
| Legal Subdivision | SUBDIVISION 3094 |
| Legal Tract | 3094 |
| Legal Lot Number | 10 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 314200 |
Source: Contra Costa County assessment roll, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 392 SHORE RD, BAY POINT, CA 94565-1345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 15, 2020 | Grant Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP |
| Dec 14, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 15, 2020 · Amount on Record |
| Deed Sale | Oct 15, 2020 · Amount on Record |
| Prior Sale | Jul 17, 2015 · Amount on Record |
| Deed Document Number | 2020238423 |
| Prior Transfer Date | Oct 31, 2007 |
| Prior Transfer Doc | 0000318663 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 15, 2020 |
| Property Address | 392 SHORE RD, BAY POINT, CA 94565-1345 |
| Document Number | 0000238423 |
| Map Reference | MB 92 PG 25 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 2020-238423 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 392 SHORE RD, BAY POINT, CA 94565-1345 |
| Document Number | 0000238424 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 2020-238424 |
| Name | PLATINUM HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 392 SHORE RD, BAY POINT, CA 94565-1345 |
| Document Number | 0000019305 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 392 SHORE RD BAY POINT CA 945651345, BAY POINT, CA 94565-1345 |
| Document Number | 0000019305 |
|---|---|
| Date | Feb 12, 2019 |
| Instrument | 19305 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 11, 2044 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $513,394 (+2%) Land $287,060 Building $226,334 | |
| 2025 | $6,445.00 (+4.78%) | $503,329 (+4.04%) Land $281,432 Building $221,897 |
| 2023 | $6,151.00 (+0.75%) | $483,786 Land $270,504 Building $213,282 |
| 2022 | $6,105.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
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