392 Sharp Rd, Somerville, AL 35670 Property Records

Morgan County property record for 392 Sharp Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,327 sqft · built 2021
Lot Size	23.1 acres (1,006,236 sqft)
Owner	Individual Name on File
Last Sale	$99,500 (Jan 2016)
Tax Bill	$1,104 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-05-0-000-006.000`

Property Details

APN / Parcel Number

Primary APN	`17-03-05-0-000-006.000`
Alternative APNs	`166660` `43114`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,327 sqft Living Area
1st Floor Area	2,327 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,006,236 sqft (23.1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	166660
Street Address	392 SHARP RD
City	SOMERVILLE
State	AL
Zip	35670-5752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 NW1/4 NW1/4 & PT SW1/4 NW1/4 COM AT NW COR NW1/4 NW1/4 TH SO 1350' TH E 695' TO POB TH COM E 295' TH SO 562.2' TO N ROW
Legal Range	2W
Legal Township	7S
Legal Section	05
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2056
Census Tract	5405

Owner

Source: Morgan County records · APN 17-03-05-0-000-006.000

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	392 SHARP RD, SOMERVILLE, AL 35670-5752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Line of Credit ALABAMA TELCO CU
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 20, 2016 · Amount on Record
Deed Sale	Jan 20, 2016 · Amount on Record
Deed Book / Page	2016 / 515
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	392 SHARP RD, SOMERVILLE, AL 35670-5752
Transaction Type	Mortgage
Record Updated	Jun 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023/14912
Date	May 16, 2023
Book Page	2023/14912

Lender

Name	ALABAMA TELCO CU
Type	Credit Union
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	392 SHARP RD, SOMERVILLE, AL 35670-5752
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/23135
Date	Jul 17, 2019
Book Page	2019/23135

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2034

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	392 SHARP RD, SOMERVILLE, AL 35670-5752
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/69106
Date	Dec 13, 2021
Book Page	2021/69106

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,104.00	$39,550 (-) Land $10,800 Building $28,750	$395,500 (-) Land $108,000 Building $287,500
2024		$39,550 (-0.73%) Land $10,800 Building $28,750	$395,500 (-0.73%) Land $108,000 Building $287,500
2023	$1,104.00 (+3.86%) Homeowner's exemption	$39,840 (+6.04%) Land $10,800 Building $29,040	$398,400 (+6.04%) Land $108,000 Building $290,400
2022	$1,063.00 Homeowner's exemption	$37,570 Land $9,830 Building $27,740	$375,700 Land $98,300 Building $277,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 7 locations within half a mile of this property.

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