392 Savannah Dr, Sylva, NC 28779 Property Records

Jackson County property record for 392 Savannah Dr, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,042 sqft · built 1928
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$49,000 (Jun 2018)
Tax Bill	$1,274 (2025)
Deeds & Mortgages	Dec 2018 Refinance Jul 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7631-86-8715`

Property Details

APN / Parcel Number

Primary APN	`7631-86-8715`
Alternative APN	`181072`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,042 sqft Heated Area
1st Floor Area	1,394 sqft
Upper Floors Area	648 sqft
Basement Area	1,295 sqft
Unfinished Basement	1,295 sqft
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1965
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Porch	Slab
Porch Area	395 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	392 SAVANNAH DR
City	SYLVA
State	NC
Zip	28779-5516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RES DIS
Legal Description	LT 180,PT 181 HARRIS HILLS
Legal Lot Number	180
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	3
Census Block	3007
Census Tract	950400

Owner

392 Savannah Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	392 SAVANNAH DR, SYLVA, NC 28779-5516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK
Jul 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK
May 21, 2020	Deed of Trust, Mortgage DART BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2018 · Amount on File
Deed Sale	Jun 6, 2018 · Amount on File
Prior Sale	Jun 6, 2018 · Amount on File
Deed Document Number	20185494510005
Deed Book / Page	2215 / 936
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	392 SAVANNAH DR, SYLVA, NC 28779-5516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022280974
Date	Dec 12, 2018
Book Page	2228/974

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2039

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	392 SAVANNAH DR, SYLVA, NC 28779-5516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022430058
Date	Jul 24, 2019
Book Page	2243/58

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	392 SAVANNAH DR, SYLVA, NC 28779-5516
Document Number	0022671057
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	392 SAVANNAH DR SYLVA NC 287795516, SYLVA, NC 28779-5516

Mortgage

Document Number	0022671057
Date	Jun 18, 2020
Book Page	002267/001057

Lender

Name	DART BK
Type	Bank
Address	LANSING, MI 48912

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 392 Savannah Dr was $1,274.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Municipality	Sylva Town
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$335,395 Land $37,210 Building $298,185
2025	$1,274.00
2023	$813.00	$213,960 Land $31,750 Building $182,210

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 392 Savannah Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 392 Savannah Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORNINGSTAR ASSISTED LIVING OF SYLVA private · serves 80 people · EPA ID NC0150157
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	TUCKASEIGEE WATER & SEWER AUTH
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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