392 Rutledge St, Collierville, TN 38017 Property Records

Shelby County property record for 392 Rutledge St, Collierville, TN 38017

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,579 sqft · built 1974
Lot Size	0.249 acres (10,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,000 (Jan 2016)
Tax Bill	$1,501 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C0-245O-F0-0004`

Property Details

APN / Parcel Number

Primary APN	`C0-245O-F0-0004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,579 sqft Living Area
Gross Area	3,062 sqft
1st Floor Area	2,579 sqft
Utility Area	60 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,836 sqft (0.249 acres)
Lot Dimensions	129 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	126 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	392 RUTLEDGE ST
City	COLLIERVILLE
State	TN
Zip	38017-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ES RUTLEDGE STREET
Legal Subdivision	SHILOH
Legal Lot Number	4
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	3
Census Block	3001
Census Tract	21613

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	392 RUTLEDGE ST, COLLIERVILLE, TN 38017-2412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2016 · Amount on Record
Deed Sale	Jan 14, 2016 · Amount on Record
Prior Sale	Dec 28, 2015 · Amount on Record
Deed Document Number	20163940
Prior Transfer Date	Dec 17, 2015
Prior Transfer Doc	0000003940
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	392 RUTLEDGE ST, COLLIERVILLE, TN 38017-2412
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021120438
Date	Sep 28, 2021
Instrument	21120438

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	392 RUTLEDGE ST, COLLIERVILLE, TN 38017-2412
Document Number	0000132557
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	392 RUTLEDGE ST COLLIERVILLE TN 380172412, COLLIERVILLE, TN 38017-2412

Mortgage

Document Number	0000132557
Date	Dec 23, 2019
Instrument	132557

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 22, 2039

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Collierville Town
Unified School District	Collierville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,501.00 (-57.55%)	$92,675 (+33.92%) Land $14,400 Building $78,275	$370,700 (+33.92%) Land $57,600 Building $313,100
2023		$69,200 Land $8,400 Building $60,800
2022	$3,536.00
2021			$276,800 Land $33,600 Building $243,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: C Spire Wireless.

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