St. Johns County property record for 392 Rum Runner Way, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,503 sqft · built 2023 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $605,000 (Jul 2025) |
| Tax Bill | $11,345 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Jun 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023717-0780 |
| Primary APN | 023717-0780 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,503 sqft Living Area |
| Gross Area | 3,143 sqft |
| 1st Floor Area | 1,168 sqft |
| Flooring | Wood |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 208 sqft |
| Patio Area | 87 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 392 RUM RUNNER WAY |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-2270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 96/59-64 TWIN CREEKS NORTH PARCEL 12 PHASE 2 LOT 78 OR6191/1058 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 09 |
| Legal Subdivision | TWIN CREEKS NORTH PARCEL 12 PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 78 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 20904 |
392 Rum Runner Way is owned and occupied by two individuals who bought it in July 2025.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 392 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2025 | Warranty Deed, Transfer · VA Mortgage PLAINS COMMERCE BANK |
| Jun 9, 2023 | Warranty Deed, Subdivision Related Transfer GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Mar 3, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on File |
| Deed Sale | Jul 28, 2025 · Amount on File |
| Prior Sale | Jun 9, 2023 · Amount on File |
| Deed Document Number | 202559977 |
| Deed Book / Page | 6191 / 1058 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 28, 2025 |
| Property Address | 392 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2270 |
| Document Number | 0061911058 |
| Book / Page | 6191 / 1058 |
| Map Reference | MB 96 PG 59 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 2025059977 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,235.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8605 RANCHWOOD LN, ST AUGUSTINE, FL 32092-1418 |
| Name | Verified Name |
|---|---|
| Address | 392 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2270 |
| Document Number | 0061911060 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 6191/1060 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 9, 2023 |
| Property Address | 392 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2270 |
| Document Number | 0057721674 |
| Book / Page | 5772 / 1674 |
| Map Reference | MB 96 PG 59-64 |
| Instrument Date | Jun 7, 2023 |
| Instrument | 2023044882 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount on Record |
|---|---|
| Tax | $5,205.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 392 RUM RUNNER WAY, ST JOHNS, FL 32259-2270 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 3, 2020 |
| Property Address | 392 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2270 |
| Document Number | 0048941068 |
| Book / Page | 004894 / 001068 |
| Instrument Date | Mar 2, 2020 |
| Instrument | 17088 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $50,443.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 22 ST CLAIR AVE E, STE 200 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 392 Rum Runner Way was $11,345, down 2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $505,247 (+3.25%) Land $116,000 Building $389,247 | $505,247 (+3.25%) Land $116,000 Building $389,247 | |
| 2025 | $11,345.00 (-1.96%) | $489,340 (-11.03%) | $489,340 (-11.03%) Land $100,000 Building $389,340 |
| 2024 | $11,572.00 (+92.26%) | $549,999 (+378.26%) | $549,999 (+378.26%) Land $120,000 Building $429,999 |
| 2023 | $6,019.00 (+4.46%) | $115,000 (-14.43%) | $115,000 (-14.43%) Land $115,000 |
| 2022 | $5,762.00 | $134,400 | $134,400 Land $134,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 392 Rum Runner Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 392 Rum Runner Way is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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