392 Rolling View Dr, Otsego, MI 49078 Property Records

Allegan County property record for 392 Rolling View Dr, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,355 sqft · built 2002
Lot Size	3.45 acres (150,674 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,550 (2025)
Deeds & Mortgages	May 2017 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-020-014-10`

Property Details

APN / Parcel Number

Primary APN	`17-020-014-10`
Alternative APN	`03-17-020-014-10`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,355 sqft Living Area
1st Floor Area	1,884 sqft
Basement Area	1,884 sqft
Unfinished Basement	1,884 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood Siding
Lot Area	150,674 sqft (3.45 acres)
Lot Dimensions	326 ft deep x 461 ft wide
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	392 ROLLING VIEW DR
City	OTSEGO
State	MI
Zip	49078-9691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COMM AT THE SW COR OF SEC 20, T1N, R12W; TH N89DEG49'37 E ON THE S SEC LN 638.13'; TH N0DEG17'11, 314.22' TO THE POB OF THIS DESC; TH CONT N0DEG17'11 E 275.16'; TH N89DEG47'7 E, 536.86'; TH S25DEG58'16 W, 201.91'; TH S35DEG39'19 W, 258.72'; TH N69DEG
Legal Range	12W
Legal Township	01N
Legal Section	02
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1036
Census Tract	31800

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	392 ROLLING VIEW DR, OTSEGO, MI 49078-9691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2003
Deed Sale	Feb 27, 2003
Prior Sale	Apr 19, 2002 · Amount on File
Deed Book / Page	2407 / 235
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	392 ROLLING VIEW DR, OTSEGO, MI 49078-9691
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4140/679
Date	May 17, 2017
Book Page	4140/679

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2032

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	392 ROLLING VIEW DR, OTSEGO, MI 49078-9691
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4529/984
Date	Oct 28, 2020
Book Page	4529/984

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,500 (+35.05%) Land $16,800 Building $231,700	$497,000 (+35.05%) Land $33,600 Building $463,400
2025	$4,550.00 (+21.76%)
2023		$184,000 Land $15,600 Building $168,400	$368,000 Land $31,200 Building $336,800
2022	$3,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Mercury Fiber Fiber · Fixed Wireless in parts of the area	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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