392 Ridge Rd, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 392 Ridge Rd, Athol, MA 01331

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,581 sqft · built 1993
Lot Size0.545 acres (23,721 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Oct 2020)
Tax Bill$5,377 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Nov 2017 Line of Credit
APNATHO M:00047 B:00205 L:00000

Property Details

APN / Parcel Number

Primary APNATHO M:00047 B:00205 L:00000
Alternative APN
  • 4031

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,581 sqft Living Area
Gross Area4,116 sqft
Basement Area988 sqft
Unfinished Basement988 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,721 sqft (0.545 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number4031
Street Address392 RIDGE RD
CityATHOL
StateMA
Zip01331-3243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal SubdivisionHIGH KNOB VILLAGE
Legal Block205
JurisdictionATHOL MA
Township / Civil DivisionATHOL
Census Block Group3
Census Block3000
Census Tract703100

Owner

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address392 RIDGE RD, ATHOL, MA 01331-3243
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Nov 13, 2017Deed of Trust, Mortgage · Line of Credit
ATHOL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2020 · Amount on Record
Deed SaleOct 16, 2020 · Amount on Record
Prior SaleNov 28, 1995 · Amount on Record
Deed Document Number2020123526
Deed Book / Page63515 / 364
Prior Transfer DateSep 21, 2020
Prior Transfer Doc63515-364
Record UpdatedOct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionATHOL MA
Recording DateOct 16, 2020
Property Address392 RIDGE RD, ATHOL, MA 01331-3243
Document Number63515-364
Book / Page63515 / 364
Instrument DateSep 21, 2020
Instrument123526
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address392 RIDGE RD, ATHOL, MA 01331-3243

Mortgage

Document Number123527
DateOct 16, 2020
Instrument123527
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATHOL MA
Property Address392 RIDGE RD, ATHOL, MA 01331-3243
Document Number58053-4
Book / Page058053 / 000004
Instrument DateNov 13, 2017
Transaction TypeMortgage
Record UpdatedDec 5, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number58053-4
DateNov 17, 2017
Book Page058053/000004
Instrument128733
Lender
NameATHOL CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 16, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionAthol Town
Unified School DistrictAthol-Royalston School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,377.00 (+5.25%)$424,353 (+5.56%) Land $86,653 Building $337,700$340,955 (-)
2025$5,109.00 (+6.79%)$402,000 (+7.8%) Land $83,000 Building $319,000$340,955 (-3.5%)
2024$4,784.00 (+2.44%)$372,900 (+12.12%) Land $76,200 Building $296,700$353,305
2023$4,670.00$332,600 Land $50,200 Building $282,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50

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