Laurens County property record for 392 Red Bird Ln, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.11 acres (48,557 sqft) |
| Owner | Company Name on File |
| Last Sale | $211,000 (Sep 2025) |
| Tax Bill | $777 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Mar 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 278-00-00-039 |
| Primary APN | 278-00-00-039 |
|---|---|
| Alternative APNs |
|
| Lot Area | 48,557 sqft (1.11 acres) |
|---|
| Street Address | 392 RED BIRD LN |
|---|---|
| City | WATERLOO |
| State | SC |
| Zip | 29384-4238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOREST LAKES LOT 2 |
| Legal Subdivision | FOREST LAKES |
| Legal Lot Number | 2 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | PRINCETON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 920202 |
392 Red Bird Ln is owned by a company that acquired it in January 2026.
Source: Laurens County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 392 RED BIRD LN, WATERLOO, SC 29384-4238 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK |
| Mar 10, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Mar 10, 2026 | Quit Claim Deed, Transfer Quitclaim |
| May 15, 2017 | Loan Modification, Mortgage BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on File |
| Deed Sale | Sep 29, 2025 · Amount on File |
| Deed Document Number | 20258765 |
| Deed Book / Page | 1938 / 202 |
| Last Transfer Date | Jan 23, 2026 |
| Transfer Doc | 0D19840139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 392 RED BIRD LN, WATERLOO, SC 29384-4238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 19 DODD LN, INMAN, SC 29349-6955 |
| Document Number | 0M32050279 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | M3205/279 |
| Instrument | 2025008766 |
| Name | THE PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | 1921 E GREENVILLE ST, ANDERSON, SC 29621 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 22, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Mar 10, 2026 |
| Property Address | 392 RED BIRD LN, WATERLOO, SC 29384-4238 |
| Document Number | 0D19840133 |
| Book / Page | D1984 / 133 |
| Map Reference | MB 46 PG 54 |
| Instrument Date | Jan 23, 2026 |
| Instrument | 2026002293 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Mar 10, 2026 |
| Property Address | 392 RED BIRD LN, WATERLOO, SC 29384-4238 |
| Document Number | 0D19840139 |
| Book / Page | D1984 / 139 |
| Map Reference | MB 46 PG 54 |
| Instrument Date | Jan 23, 2026 |
| Instrument | 2026002294 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 392 RED BIRD LN, WATERLOO, SC 29384-4238 |
| Document Number | 0023550011 |
| Book / Page | 002355 / 000011 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | 392 RED BIRD LN WATERLOO SC 293844238, WATERLOO, SC 29384-4238 |
| Document Number | 0023550011 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 002355/000011 |
| Instrument | 4913 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29601 |
| Amount | Amount on Record |
|---|---|
| Term | 480 Months |
| Due | May 25, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 392 Red Bird Ln was $777, up 4.4% from the year before.
Source: Laurens County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $777.00 (+4.44%) | $8,720 (+50.09%) Land $3,480 Building $5,240 | |
| 2024 | $744.00 (+42.26%) Homeowner's exemption | $5,810 (-0.03%) Land $2,310 Building $3,500 | |
| 2023 | $523.00 (-27.16%) Homeowner's exemption | $5,812 (+0.03%) Land $2,316 Building $3,496 | $145,300 (-23.12%) Land $57,900 Building $87,400 |
| 2022 | $718.00 Homeowner's exemption | $5,810 Land $2,310 Building $3,500 | $189,000 (-) Land $100,000 Building $89,000 |
| 2021 | $189,000 Land $100,000 Building $89,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 392 Red Bird Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 392 Red Bird Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
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