392 Pine Grove Rd, Rogue River, OR 97537 Property Records

Jackson County property record for 392 Pine Grove Rd, Rogue River, OR 97537

Property Summary

Property Type	Commercial
Details	3 bd · 2 ba · 1,920 sqft · built 1966
Lot Size	2.23 acres (97,139 sqft)
Owner	Individual Name on File
Tax Bill	$3,063 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`354W211802`

Property Details

APN / Parcel Number

Primary APN	`354W211802`
Alternative APNs	`354W210001802` `10533104`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Gross Area
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2017
Roof Material	Composition Shingle
Lot Area	97,139 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	80 sqft
Patio Area	196 sqft
Shed	1 Shed
Shed Area	592 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	392 PINE GROVE RD
City	ROGUE RIVER
State	OR
Zip	97537-9610
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RR-5
Legal Range	04W
Legal Township	35S
Legal Section	21
Legal Block	3
Jurisdiction	JACKSON OR
Township / Civil Division	NORTHWEST JACKSON
Census Block Group	3
Census Block	3015
Census Tract	2902

Owner

392 Pine Grove Rd, a commercial property, is owned by an individual who acquired it in December 1997.

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5150 PLEASANT CREEK RD, ROGUE RIVER, OR 97537-4753
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 25, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 29, 1997
Transfer Doc	0000048633
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	392 PINE GROVE RD, ROGUE RIVER, OR 97537-9610
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013438
Date	Mar 25, 2021
Instrument	2021-013438

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OR
Recording Date	Apr 25, 2018
Property Address	392 PINE GROVE RD, ROGUE RIVER, OR 97537-9610
Document Number	0000012914
Instrument Date	Apr 20, 2018
Instrument	2018-012914
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 CRATER LAKE AVE STE 101, 101, MEDFORD, OR 97504-6501

Mortgage

Document Number	0000012915
Date	Apr 25, 2018
Instrument	2018-012915

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 392 Pine Grove Rd was $3,063, up 12.4% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Unified School District	Rogue River School District 35 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,620 (+3%)	$480,730 (+11.63%) Land $166,570 Building $314,160
2025	$3,063.00 (+12.4%)	$271,480 (+3%) Land $100,100 Building $171,380	$430,650 (-15.7%) Land $159,310 Building $271,340
2024	$2,725.00 (+3.42%)	$263,580 (+3%) Land $120,220 Building $143,360	$510,830 (-0.3%) Land $240,980 Building $269,850
2023	$2,635.00 (+2.17%)	$255,910 (+3%) Land $116,710 Building $139,200	$512,380 (+5.64%) Land $256,040 Building $256,340
2022	$2,579.00	$248,460 Land $113,310 Building $135,150	$485,010 Land $275,990 Building $209,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 392 Pine Grove Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2005–2025)
Most Recent Claim	Mar 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 392 Pine Grove Rd is very high, ranking above 92% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 82% of Oregon
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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