Houston County property record for 392 Phy Ln, Mc Ewen, TN 37101 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,440 sqft · built 2022 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Nov 2022) |
| Tax Bill | $1,369 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Oct 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042067 00802 |
| Primary APN | 042067 00802 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 218,236 sqft (5.01 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Utility Building | 1,271 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 392 PHY LN |
|---|---|
| City | MC EWEN |
| State | TN |
| Zip | 37101-3402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 05, COUNTY AREA: W04 |
| Jurisdiction | HOUSTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 120100 |
Source: Houston County records · APN 042067 00802
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 392 PHY LN, MC EWEN, TN 37101-3402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Oct 22, 2020 | Warranty Deed, Transfer THREE RIVERS TITLE COMPANY, THREE RIVERS TITLE LLC |
| Aug 10, 2020 | Warranty Deed, Transfer · Line of Credit FIRSTBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 22, 2022 · Amount on Record |
| Deed Sale | Nov 22, 2022 · Amount on Record |
| Prior Sale | Oct 22, 2020 · Amount on Record |
| Deed Document Number | 31453 |
| Deed Book / Page | 133 / 883 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON TN |
| Recording Date | Nov 22, 2022 |
| Property Address | 392 PHY LN, MC EWEN, TN 37101-3402 |
| Document Number | 000133/883 |
| Book / Page | 133 / 883 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 31453 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 26, 2024 |
| Title Company | THREE RIVERS TITLE COMPANY, THREE RIVERS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,443.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 392 PHY LN, MC EWEN, TN 37101-3402 |
| Document Number | 0000031454 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 31454 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Dec 01, 2037 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.8% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON TN |
| Recording Date | Oct 22, 2020 |
| Property Address | 392 PHY LN, MC EWEN, TN 37101-3402 |
| Document Number | 000114/105 |
| Book / Page | 114 / 105 |
| Instrument Date | Oct 09, 2020 |
| Instrument | 27376 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Title Company | THREE RIVERS TITLE COMPANY, THREE RIVERS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $210.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2334 GOLF CLUB LN, NASHVILLE, TN 37215-1167 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON TN |
| Recording Date | Aug 10, 2020 |
| Property Address | 392 PHY LN, MC EWEN, TN 37101-3402 |
| Document Number | 000112/476 |
| Book / Page | 112 / 476 |
| Instrument Date | Aug 04, 2020 |
| Instrument | 27052 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $131.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6054 TUMBLING CREEK RD, HURRICANE MILLS, TN 37078-2468 |
| Document Number | 0000027053 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 27053 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 06, 2025 |
Source: Houston County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Houston County |
| Unified School District | Houston County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,369.00 | $79,125 (-) Land $5,900 Building $73,225 | |
| 2023 | $79,125 Land $5,900 Building $73,225 | ||
| 2020 | $316,500 Land $23,600 Building $292,900 |
Source: FEMA National Flood Hazard Layer, Houston County (47083C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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