392 Ocoee Falls Dr, Chapel Hill, NC 27517 Property Records

Chatham County property record for 392 Ocoee Falls Dr, Chapel Hill, NC 27517

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,978 sqft · built 2017
Lot Size	3.06 acres (133,381 sqft)
Owner	2 Individual Names on File
Last Sale	$827,000 (Jun 2018)
Tax Bill	$8,243 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit Jun 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0087392`

Property Details

APN / Parcel Number

Primary APN	`0087392`
Alternative APN	`1364183`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,978 sqft Living Area
Gross Area	3,956 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Construction Type	Wood
Lot Area	133,381 sqft (3.06 acres)
Garage Type	Attached

Location & Zoning

Street Address	392 OCOEE FALLS DR
City	CHAPEL HILL
State	NC
Zip	27517-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	LOT 59 AC 3.062 BK 2008 PG 251
Legal Subdivision	WINDFALL CREEK
Legal Block	5
Legal Lot Number	59
Jurisdiction	CHATHAM NC
Township / Civil Division	NEW HOPE
Census Block Group	4
Census Block	4010
Census Tract	20104

Owner

392 Ocoee Falls Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Chatham County records, as of October 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	392 OCOEE FALLS DR, CHAPEL HILL, NC 27517-9545
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Jun 26, 2018	Warranty Deed, Subdivision Related Transfer PROSPERITY HM MTG
Jun 26, 2018	Grant Deed, Transfer ATTORNEY ONLY
Aug 14, 2017	Warranty Deed, Construction Loan · Construction Mortgage FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2018 · Amount on File
Deed Sale	Jun 26, 2018 · Amount on File
Prior Sale	Jun 26, 2018
Deed Document Number	0001995173
Deed Book / Page	1995 / 173
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	392 OCOEE FALLS DR, CHAPEL HILL, NC 27517-9545
Document Number	0000002381
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	392 OCOEE FALLS DR CHAPEL HILL NC 275179545, CHAPEL HILL, NC 27517-9545

Mortgage

Document Number	0000002381
Date	Mar 15, 2019
Book Page	002034/000546
Instrument	2381

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Jun 26, 2018
Property Address	392 OCOEE FALLS DR, CHAPEL HILL, NC 27517-9545
Document Number	0000006485
Book / Page	001995 / 000173
Instrument Date	Jun 21, 2018
Instrument	6485
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,654.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	392 OCOEE FALLS DR CHAPEL HILL NC 275179545, CHAPEL HILL, NC 27517-9545

Mortgage

Document Number	6487
Date	Jun 26, 2018
Book Page	001995/000177
Instrument	6487

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHATHAM NC
Recording Date	Jun 26, 2018
Property Address	392 OCOEE FALLS DR, CHAPEL HILL, NC 27517-9545
Document Number	0000006484
Book / Page	001995 / 000171
Instrument Date	Jun 21, 2018
Instrument	6484
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4020 WAKE FAUST RD #306 RALEIGH NC 27609, 306, RALEIGH, NC 27609

August 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Aug 14, 2017
Property Address	392 OCOEE FALLS DR, CHAPEL HILL, NC 27517-9545
Document Number	0000009044
Book / Page	001940 / 000565
Instrument Date	Jun 26, 2017
Instrument	9044
Transaction Type	Construction Loan
Record Updated	Aug 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$370.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5151 GLENWOOD AVE RALEIGH NC 276123240, RALEIGH, NC 27612-3240

Mortgage

Document Number	9045
Date	Aug 14, 2017
Book Page	001940/000567
Instrument	9045

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 392 Ocoee Falls Dr was $8,243, up 30.3% from the year before.

Source: Chatham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,243.00 (+30.28%)	$1,151,930 (+58.73%) Land $272,170 Building $879,760	$1,151,930 (+58.73%) Land $272,170 Building $879,760
2024	$6,327.00 (+4.82%)	$725,703 (-) Land $181,860 Building $543,843	$725,703 (-) Land $181,860 Building $543,843
2023	$6,036.00	$725,703 Land $181,860 Building $543,843	$725,703 Land $181,860 Building $543,843

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 392 Ocoee Falls Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 392 Ocoee Falls Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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