392 N Ladera Dr, Republic, MO 65738 Property Records

Greene County property record for 392 N Ladera Dr, Republic, MO 65738

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,819 sqft · built 2007
Lot Size	0.232 acres (10,106 sqft)
Owner	Individual Name on File
Last Sale	$62,500 (Jul 2018)
Tax Bill	$2,586 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-17-19-201-047`

Property Details

APN / Parcel Number

Primary APN	`88-17-19-201-047`
Alternative APN	`1719201047`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,819 sqft Living Area
1st Floor Area	1,819 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Foundation Type	No Foundation
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	119 ft deep x 85 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881719201047
Street Address	392 N LADERA DR
City	REPUBLIC
State	MO
Zip	65738-1261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	SANDSTONE SUBDIVISION LOT 16
Legal Range	23W
Legal Township	28N
Legal Section	19
Legal Subdivision	SANDSTONE
Legal Lot Number	16
Jurisdiction	GREENE MO
Township / Civil Division	WEST REPUBLIC
Census Block Group	3
Census Block	3010
Census Tract	4803

Owner

392 N Ladera Dr is owned and occupied by an individual who bought it in July 2018.

Source: Greene County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	392 N LADERA DR, REPUBLIC, MO 65738-1261
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FEDEX EMPLOYEES CREDIT ASSN FCU
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FEDEX EMPLOYEES CREDIT ASSN FCU
Jul 19, 2018	Deed of Trust, Mortgage DISCOVER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2018 · Amount on File
Deed Sale	Jul 26, 2018 · Amount on File
Prior Sale	Feb 3, 2015 · Amount on File
Deed Document Number	201827041
Deed Book / Page	2018 / 2704118
Prior Transfer Date	Feb 2, 2015
Prior Transfer Doc	0000003763
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	392 N LADERA DR, REPUBLIC, MO 65738-1261
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 N LADERA DR, REPUBLIC, MO 65738-1261

Mortgage

Document Number	0000001241
Date	Apr 26, 2024
Book Page	2024/12419-24
Instrument	12419-24

Lender

Name	FEDEX EMPLOYEES CREDIT ASSN FCU
Type	Credit Union
Address	MEMPHIS, TN 38132

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Mar 1, 2039

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	392 N LADERA DR, REPUBLIC, MO 65738-1261
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001665
Date	Jan 12, 2021
Book Page	2021/1665-21
Instrument	1665-21

Lender

Name	FEDEX EMPLOYEES CREDIT ASSN FCU
Type	Credit Union
Address	MEMPHIS, TN 38132

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	392 N LADERA DR, REPUBLIC, MO 65738-1261
Document Number	0000027114
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018
Title Company	LENDERLIVE SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	392 N LADERA DR REPUBLIC MO 657381261, REPUBLIC, MO 65738-1261

Mortgage

Document Number	0000027114
Date	Jul 26, 2018
Instrument	27114

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 25, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 392 N Ladera Dr was $2,586.

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Municipality	Republic City
Unified School District	Republic R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,700 (-) Land $6,650 Building $42,050
2025	$2,586.00	$48,700 Land $6,650 Building $42,050	$256,300 Land $35,000 Building $221,300
2023	$2,370.00 (+12.43%)	$43,260 (+12.95%) Land $5,700 Building $37,560	$227,700 Land $30,000 Building $197,700
2022	$2,108.00	$38,300 Land $5,700 Building $32,600
2021			$201,600 Land $30,000 Building $171,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 392 N Ladera Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 392 N Ladera Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REPUBLIC PWS serves 16,100 people · EPA ID MO5010681
Water Source	Groundwater
Last State Inspection	Apr 2022
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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