392 Monroe Ave, Wyckoff, NJ 07481 Property Records

Bergen County and Wyckoff Township property record for 392 Monroe Ave, Wyckoff, NJ 07481

Property Summary

Property Type	Single Family Home
Details	2,258 sqft · built 1975
Lot Size	0.257 acres (11,173 sqft)
Owner	2 Individual Names on File
Last Sale	$815,000 (Jan 2025)
Tax Bill	$12,950 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-00316-0000-00043`

Property Details

APN / Parcel Number

Primary APN	`70-00316-0000-00043`
Alternative APN	`700031600043`

Interior

Stories	1 Story
Building Area	2,258 sqft Living Area
1st Floor Area	2,258 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	11,173 sqft (0.257 acres)
Lot Dimensions	151 ft deep x 74 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	392 MONROE AVE
City	WYCKOFF
State	NJ
Zip	07481-2453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA25
Legal Description	74X151
Legal Subdivision	CHARLES PROFITO
Legal Block	316
Legal Lot Number	43
Jurisdiction	BERGEN NJ
Township / Civil Division	WYCKOFF
Census Block Group	1
Census Block	1031
Census Tract	61200

Owner

392 Monroe Ave is owned and occupied by two individuals who bought it in January 2025.

Source: Bergen County and Wyckoff Township records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	392 MONROE AVE, WYCKOFF, NJ 07481-2453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Feb 13, 2018	Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2025 · Amount on File
Deed Sale	Jan 17, 2025 · Amount on File
Prior Sale	Aug 1, 2003 · Amount on File
Deed Document Number	20254101
Deed Book / Page	5407 / 336
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	392 MONROE AVE, WYCKOFF, NJ 07481-2453
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRESTIGE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038930251
Date	Jan 4, 2021
Book Page	3893/251
Instrument	21-000291

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	392 MONROE AVE, WYCKOFF, NJ 07481-2453
Document Number	0028920948
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018
Title Company	PRESTIGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 MONROE AVE WYCKOFF NJ 074812453, WYCKOFF, NJ 07481-2453

Mortgage

Document Number	0028920948
Date	Mar 28, 2018
Book Page	002892/000948

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 392 Monroe Ave was $12,950, up 3.9% from the year before.

Source: Bergen County and Wyckoff Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Wyckoff Township
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)
Elementary School District	Wyckoff Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$639,200 (-) Land $408,600 Building $230,600	$639,200 (-) Land $408,600 Building $230,600
2025	$12,950.00 (+3.9%)	$639,200 Land $408,600 Building $230,600	$639,200 Land $408,600 Building $230,600
2024	$12,464.00
2023		$639,200 Land $408,600 Building $230,600	$639,200 Land $408,600 Building $230,600
2022	$11,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 392 Monroe Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1983–2012)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 392 Monroe Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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