392 Main St, Meriden, CT 06451 Property Records

Meriden City property record for 392 Main St, Meriden, CT 06451

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,560 sqft · built 2020
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Last Sale	$324,500 (Jun 2021)
Tax Bill	$9,782 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`708-0305-006B-0000`

Property Details

APN / Parcel Number

Primary APN	`708-0305-006B-0000`
Alternative APNs	`MERI M:708 B:305 L:6B` `139768` `018275`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,560 sqft Living Area
Gross Area	3,232 sqft
1st Floor Area	1,664 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Raised Ranch
Construction Type	Frame
Roof Type	Gable
Lot Area	34,412 sqft (0.79 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	708-0305-006B-0000
Street Address	392 MAIN ST
City	MERIDEN
State	CT
Zip	06451-5045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	305
Legal Lot Number	6B
Jurisdiction	MERIDEN CT
Township / Civil Division	MERIDEN
Census Block Group	3
Census Block	3006
Census Tract	170500

Owner

392 Main St is owned and occupied by two individuals who bought it in June 2021.

Source: Meriden City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	392 MAIN ST, MERIDEN, CT 06451-5045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Deed of Trust, Mortgage · Line of Credit ELLAFI FCU
Jun 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ION BANK
Mar 27, 2020	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on File
Deed Sale	Jun 2, 2021 · Amount on File
Prior Sale	Mar 27, 2020 · Amount on File
Deed Document Number	20214329
Deed Book / Page	5420 / 903
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERIDEN CT
Property Address	392 MAIN ST, MERIDEN, CT 06451-5045
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005561-924
Date	Jul 31, 2025
Book Page	5561/924
Instrument	2025004478

Lender

Name	ELLAFI FCU

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2045

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERIDEN CT
Recording Date	Jun 2, 2021
Property Address	392 MAIN ST, MERIDEN, CT 06451-5045
Document Number	005420-903
Book / Page	5420 / 903
Instrument Date	May 28, 2021
Instrument	2021004329
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	2021004330
Date	Jun 2, 2021
Instrument	2021004330

Lender

Name	ION BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERIDEN CT
Recording Date	Mar 27, 2020
Property Address	392 MAIN ST, MERIDEN, CT 06451-5045
Document Number	5377-856
Book / Page	005377 / 000856
Instrument Date	Mar 25, 2020
Instrument	1959
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Tax	$17.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	392 MAIN ST MERIDEN CT 06451, MERIDEN, CT 06451

Tax Assessment & Valuation

The 2025 property tax bill for 392 Main St was $9,782.

Source: Meriden City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Meriden City
Unified School District	Meriden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,782.00	$243,950 (-) Land $81,480 Building $162,470	$348,500 Land $116,400 Building $232,100
2024	$9,782.00 (+10.43%)	$243,950 (-) Land $81,480 Building $162,470
2023	$8,858.00 (+10.06%)	$243,950 (-) Land $81,480 Building $162,470
2022	$8,048.00	$243,950 Land $81,480 Building $162,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 392 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 392 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDEN WATER DIVISION serves 58,441 people · EPA ID CT0800011
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon, Xfinity.

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