392 Lakespring Pl, Oakley, CA 94561 Property Records

Contra Costa County property record for 392 Lakespring Pl, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,320 sqft · built 1992
Lot Size0.152 acres (6,632 sqft)
OwnerCompany Name on File
Tax Bill$3,880 (2025)
Deeds & MortgagesAug 2023 Transfer
Mar 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN037-362-005-3

Property Details

APN / Parcel Number

Primary APN037-362-005-3
Alternative APN
  • 037-362-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,320 sqft Living Area
1st Floor Area1,320 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2002
Lot Area6,632 sqft (0.152 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address392 LAKESPRING PL
CityOAKLEY
StateCA
Zip94561-3164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT7229 L86
Legal SubdivisionVINTAGE
Legal Tract7229
Legal Lot Number86
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group1
Census Block1023
Census Tract302006

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address392 LAKESPRING PL, OAKLEY, CA 94561-3164
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2023Intrafamily Transfer, Transfer
Mar 18, 2019Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Sep 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 20, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 28, 2023
Transfer Doc0000074876
Record UpdatedSep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateAug 4, 2023
Property Address392 LAKESPRING PL, OAKLEY, CA 94561-3164
Document Number0000074876
Map ReferenceMB 341 PG 13
Instrument DateJul 28, 2023
Instrument2023-074876
Transaction TypeTransfer
Record UpdatedAug 15, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address392 LAKESPRING PL, OAKLEY, CA 94561-3164

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address392 LAKESPRING PL, OAKLEY, CA 94561-3164
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036498
DateMar 18, 2019
Instrument2019-036498
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 16, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address392 LAKESPRING PL, OAKLEY, CA 94561-3164
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address392 LAKESPRING PL, OAKLEY, CA 94561-3164

Mortgage

Document Number0000263687
DateSep 22, 2021
Instrument2021-263687
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2036

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateNov 20, 2020
Property Address392 LAKESPRING PL, OAKLEY, CA 94561-3164
Document Number0000281982
Map ReferenceMB 341 PG 13
Instrument DateNov 13, 2020
Instrument2020-281982
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address392 LAKESPRING PL, OAKLEY, CA 94561-3164

Mortgage

Document Number0000281983
DateNov 20, 2020
Instrument2020-281983
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueDec 1, 2040

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$265,660 (+2%) Land $72,130 Building $193,530
2025$3,880.00 (+2.84%) Homeowner's exemption$260,452 (+4.04%) Land $70,716 Building $189,736
2023$3,773.00 (+0.75%) Homeowner's exemption$250,340 Land $67,971 Building $182,369
2022$3,745.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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