392 Klock Rd, Fort Plain, NY 13339 Property Records

Herkimer County and Danube Town property record for 392 Klock Rd, Fort Plain, NY 13339

Property Summary

Property TypeRural Home
Details5 bd · 2 ba · 2,454 sqft · built 1907
Lot Size15 acres (653,400 sqft)
Owner2 Individual Names on File
Last Sale$120,000 (Jul 2005)
Tax Bill$4,525 (2026)
Deeds & MortgagesOct 2023 Refinance
APN212200 129.3-1-1.2

Property Details

APN / Parcel Number

Primary APN212200 129.3-1-1.2
Alternative APN
  • 220012900300010120000000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,454 sqft Living Area
1st Floor Area1,302 sqft
2nd Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area653,400 sqft (15 acres)
Garage TypeDetached
Garage Area1,176 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area416 sqft
Patio Area2,340 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address392 KLOCK RD
CityFORT PLAIN
StateNY
Zip13339-4855
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning Code07 - MIXED
Legal Description392 KLOCK ROAD KLOCK ROAD
Legal Block1
Legal Lot Number1.200
JurisdictionHERKIMER NY
Township / Civil DivisionDANUBE
Census Block Group2
Census Block2126
Census Tract10900

Owner

392 Klock Rd, a rural home, is owned by two individuals who bought it in July 2005.

Source: Herkimer County and Danube Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address278 KLOCK RD, FORT PLAIN, NY 13339-4853
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2005 · Amount on File
Deed SaleJul 29, 2005 · Amount on File
Prior SaleNov 22, 1999 · Amount on File
Deed Book / Page1111 / 856
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address392 KLOCK RD, FORT PLAIN, NY 13339-4855
Transaction TypeMortgage
Record UpdatedNov 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP20235027
DateOct 31, 2023
InstrumentRP2023-5027
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 392 Klock Rd was $4,525, down 6.5% from the year before.

Source: Herkimer County and Danube Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionDanube Town
Unified School DistrictFort Plain Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,525.00 (-6.53%)
2025$4,841.00$126,600 Land $21,100 Building $105,500$210,544 Land $35,091 Building $175,453
2023$126,600 Land $21,100 Building $105,500$211,000 Land $35,167 Building $175,833
2020$815.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 392 Klock Rd; there have been 12 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force
Nearby Flood Claims12 (2006–2025)
Claims Outside the SFHA4 of 12
Most Recent ClaimMar 2025 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jun 2013 · 8 claims
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 392 Klock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
980 / 880

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