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392 Joya Dr, Madera, CA 93637 Property Records

Madera County property record for 392 Joya Dr, Madera, CA 93637

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,393 sqft · built 2019
Lot Size0.103 acres (4,498 sqft)
OwnerIndividual Name on File
Last Sale$221,500 (Feb 2019)
Tax Bill$651 (2025)
Deeds & MortgagesMar 2021 Mortgage
Feb 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN012-254-039-000

Property Details

APN / Parcel Number

Primary APN012-254-039-000
Alternative APN
  • 012254039

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,393 sqft Living Area
1st Floor Area1,393 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area4,498 sqft (0.103 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces
Patio Area153 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address392 JOYA DR
CityMADERA
StateCA
Zip93637-6511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTIERRA VISTA ESTATES LOT 35
Legal SubdivisionTIERRA VISTA ESTATES
Legal Lot Number35
JurisdictionMADERA CA
Township / Civil DivisionMADERA
Census Block Group2
Census Block2004
Census Tract510

Owner

Source: Madera County records · APN 012-254-039-000

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address392 JOYA DR, MADERA, CA 93637-6511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 19, 2019Grant Deed, Subdivision Related Transfer · VA Mortgage
GOLDEN EMPIRE MORTGAGE INC
Aug 09, 2018Grant Deed, Construction Loan · Line of Credit
UNITED SEC BK
Apr 16, 2018Grant Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 19, 2019 · Amount on Record
Deed SaleFeb 19, 2019 · Amount on Record
Prior SaleApr 16, 2018 · Amount on Record
Deed Document Number20193353
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADERA CA
Property Address392 JOYA DR, MADERA, CA 93637-6511
Transaction TypeMortgage
Record UpdatedAug 03, 2023
Title CompanySTATES TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address392 JOYA DR, MADERA, CA 93637-6511

Mortgage

Document Number0000009629
DateMar 29, 2021
Instrument2021009629
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

February 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMADERA CA
Recording DateFeb 19, 2019
Property Address392 JOYA DR, MADERA, CA 93637-6511
Document Number0000003353
Instrument DateFeb 14, 2019
Instrument3353
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 04, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$244.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address392 JOYA DR MADERA CA 936376511, MADERA, CA 93637-6511

Mortgage

Document Number3354
DateFeb 19, 2019
Instrument3354
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeBank
AddressBAKERSFIELD, CA 93309
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 18, 2049

August 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionMADERA CA
Recording DateAug 09, 2018
Property Address392 JOYA DR, MADERA, CA 93637-6511
Instrument DateJul 30, 2018
Instrument18013
Transaction TypeConstruction Loan
Record UpdatedAug 21, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5320 E PINE AVE FRESNO CA 937272113, FRESNO, CA 93727-2113
InvestorPossibly a Property Investor

Mortgage

Document Number0000018013
DateAug 09, 2018
Instrument18013
Lender
NameUNITED SEC BK
TypeBank
Address2126 INYO ST, FRESNO, CA 93721-2611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMADERA CA
Recording DateApr 16, 2018
Property Address392 JOYA DR, MADERA, CA 93637-6511
Document Number0000007878
Instrument DateApr 12, 2018
Instrument7878
Transaction TypeTransfer
Record UpdatedMay 09, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$495.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5320 E PINE AVE FRESNO CA 937272113, FRESNO, CA 93727-2113
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Madera County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMadera County
MunicipalityMadera City
Unified School DistrictMadera Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$251,968 (+2%) Land $34,133 Building $217,835
2025$651.00 (-16.11%) Disabled Person's exemption Veteran's exemption$247,028 (+4.04%) Land $33,464 Building $213,564
2023$776.00 (+11.33%) Disabled Person's exemption Veteran's exemption$237,437 Land $32,165 Building $205,272
2022$697.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 18, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
UnWired Broadband Holding
Fixed Wireless		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T, Cal.net, Verizon.

Based on FCC filings for 219 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MADERA
serves 66,560 people
Water SourceGroundwater
Last State InspectionMar 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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