392 Jerry Ln NE, Check, VA 24072 Property Records

Floyd County property record for 392 Jerry Ln NE, Check, VA 24072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1999
Lot Size	2.49 acres (108,464 sqft)
Owner	Individual Name on File
Last Sale	$92,500 (Jun 2017)
Tax Bill	$823 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19B-15`

Property Details

APN / Parcel Number

Primary APN	`19B-15`
Alternative APN	`R014129`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,404 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Lot Area	108,464 sqft (2.49 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R014129
Street Address	392 JERRY LN NE
City	CHECK
State	VA
Zip	24072-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIG RUN COUNTRY ESTATES LOT 15 PC2-295
Legal Subdivision	BIG RUN COUNTRY ESTATES
Legal Tract	Y
Legal Lot Number	15
Jurisdiction	FLOYD VA
Township / Civil Division	LOCUST GROVE
Census Block Group	3
Census Block	3018
Census Tract	920103

Owner

392 Jerry Ln NE is owned and occupied by an individual who bought it in June 2017.

Source: Floyd County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	392 JERRY LN NE, CHECK, VA 24072-3321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBER ONE FEDERAL CREDIT UNION
Jun 8, 2017	Warranty Deed, Transfer · FHA Mortgage BRANCH BANKING & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2017 · Amount on File
Deed Sale	Jun 8, 2017 · Amount on File
Deed Document Number	20171010
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD VA
Property Address	392 JERRY LN NE, CHECK, VA 24072-3321
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001877
Date	Aug 18, 2021
Instrument	210001877

Lender

Name	MEMBER ONE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD VA
Recording Date	Jun 8, 2017
Property Address	392 JERRY LN NE, CHECK, VA 24072-3321
Document Number	0170001010
Instrument Date	Jun 7, 2017
Instrument	170001010
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	VIRGINIA TITLE CENTER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 JERRY LN NE, CHECK, VA 24072-3321

Mortgage

Document Number	0170001011
Date	Jun 8, 2017
Instrument	170001011

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	0170001012
Date	Jun 8, 2017
Instrument	170001012

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 392 Jerry Ln NE was $823, up 4.4% from the year before.

Source: Floyd County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Floyd County
Unified School District	Floyd County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$823.00 (+4.44%)	$179,100 Land $51,900 Building $127,200
2025	$788.00		$179,100 Land $51,900 Building $127,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 392 Jerry Ln NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 392 Jerry Ln NE is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 91% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Telephone Cooperative Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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