Cecil County property record for 392 Hutton Rd, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1987 |
| Lot Size | 1.15 acres (50,355 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,791 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-085228 |
| Primary APN | 03-085228 |
|---|---|
| Alternative APNs |
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| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Total Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Logs |
| Roof Material | Composition Shingle |
| Lot Area | 50,355 sqft (1.15 acres) |
| Porch | Porch |
| Porch Area | 280 sqft |
| Deck Area | 280 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 085228 |
|---|---|
| Street Address | 392 HUTTON RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-7830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | 1.156 ACRE 392 HUTTON ROAD S/E OF ELKTON |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 30505 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
392 Hutton Rd is owned and occupied by two individuals who acquired it in January 2020.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 392 HUTTON RD, ELKTON, MD 21921-7830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 8, 2020 |
| Transfer Doc | 0047810238 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 392 Hutton Rd was $1,791 with a homeowner's exemption, up 3% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,791.00 (+2.99%) Homeowner's exemption | $194,633 (+3.93%) | $202,000 (-) Land $83,300 Building $118,700 |
| 2025 | $1,739.00 Homeowner's exemption | $187,267 | $202,000 Land $83,300 Building $118,700 |
| 2023 | $1,328.00 Homeowner's exemption | $178,233 | $179,900 Land $83,300 Building $96,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 392 Hutton Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2003–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
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Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 392 Hutton Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 71% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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