392 Echo Ln, Harrah, OK 73045 Property Records

Oklahoma County property record for 392 Echo Ln, Harrah, OK 73045

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,467 sqft · built 1980
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (Sep 2022)
Tax Bill	$2,365 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Sep 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2139-19-181-9100`

Property Details

APN / Parcel Number

Primary APN	`2139-19-181-9100`
Alternative APNs	`R191819100` `191819100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,467 sqft Living Area
1st Floor Area	1,467 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R191819100
Street Address	392 ECHO LN
City	HARRAH
State	OK
Zip	73045-9658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ECHO VALLEY SEC 2 009 011
Legal Range	01E
Legal Township	12N
Legal Section	35
Legal Subdivision	ECHO VALLEY SEC 2
Legal Block	9
Legal Lot Number	11
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	2
Census Block	2000
Census Tract	109003

Owner

Source: Oklahoma County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	392 ECHO LN, HARRAH, OK 73045-9658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 23, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 25, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CLEAR INVESTMENTS LLC
Jul 25, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jul 25, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jun 6, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Jul 25, 2022 · Amount on Record
Deed Document Number	2022144834
Deed Book / Page	15278 / 1480
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	392 ECHO LN, HARRAH, OK 73045-9658
Transaction Type	Mortgage
Record Updated	Jun 28, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001073176
Date	Jun 7, 2023
Book Page	15477/857
Instrument	2023060701073176

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Sep 23, 2022
Property Address	392 ECHO LN, HARRAH, OK 73045-9658
Document Number	0001144834
Book / Page	15278 / 1480
Instrument Date	Sep 13, 2022
Instrument	2022092301144834
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	392 ECHO LN, HARRAH, OK 73045-9658

Mortgage

Document Number	0001144835
Date	Sep 23, 2022
Instrument	2022092301144835

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	May 25, 2022
Property Address	392 ECHO LN, HARRAH, OK 73045-9658
Document Number	0001082214
Book / Page	15166 / 572
Instrument Date	May 20, 2022
Instrument	2022052501082214
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 E RENO AVE, OKLAHOMA CITY, OK 73117-7810
Investor	Possibly a Property Investor

Mortgage

Document Number	0001082215
Date	May 25, 2022
Instrument	2022052501082215

Lender

Name	CLEAR INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 20, 2023

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jul 25, 2022
Property Address	392 ECHO LN, HARRAH, OK 73045-9658
Document Number	0001113258
Book / Page	15221 / 1749
Instrument Date	May 20, 2022
Instrument	2022072501113258
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 E RENO AVE, OKLAHOMA CITY, OK 73117-7810
Investor	Possibly a Property Investor

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jul 25, 2022
Property Address	392 ECHO LN, HARRAH, OK 73045-9658
Document Number	0001113459
Book / Page	15222 / 668
Instrument Date	May 20, 2022
Instrument	2022072501113459
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$172.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jun 6, 2019
Property Address	392 ECHO LN, HARRAH, OK 73045-9658
Document Number	0140430627
Book / Page	014043 / 000627
Instrument Date	May 22, 2019
Instrument	1077440
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 ECHO LN HARRAH OK 730459658, HARRAH, OK 73045-9658

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Harrah City
Unified School District	Harrah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,365.00 (+1.5%)	$22,000 (+6.38%) Land $2,252 Building $19,748	$200,000 (+6.38%) Land $20,475 Building $179,525
2024	$2,330.00 (+15.12%)
2023	$2,024.00	$20,680 Land $2,252 Building $18,428	$188,000 Land $20,475 Building $167,525

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 82% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRAH serves 4,190 people · EPA ID OK2005506
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	45 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Airosurf Communications, AT&T.

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