392 E Midway Rd, Fort Pierce, FL 34982 Property Records

St. Lucie County property record for 392 E Midway Rd, Fort Pierce, FL 34982

Property Summary

Property Type	Commercial
Details	3 bd · 1.5 ba · 6,213 sqft · built 1970
Lot Size	4.38 acres (190,793 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Jul 2020)
Tax Bill	$11,322 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3403-502-0045-000-4`

Property Details

APN / Parcel Number

Primary APN	`3403-502-0045-000-4`
Alternative APN	`38963`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	6,213 sqft Gross Area
1st Floor Area	5,251 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable
Roof Material	Other
Lot Area	190,793 sqft (4.38 acres)
Garage Type	Attached
Garage Area	506 sqft
Driveway	Concrete Driveway

Exterior Amenities

Porch	Screened Aluminum Porch
Porch Area	16 sqft
Patio Area	440 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	38963
Street Address	392 E MIDWAY RD
City	FORT PIERCE
State	FL
Zip	34982-7148
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	COMM GENRA
Legal Description	WHITE CITY S/D 03 36 40 LOT 25-LESS W 15 FT AND LESS RD- (4.38AC) (MAP 34/03N) (OR 4103-1028)
Legal Range	40E
Legal Township	36S
Legal Section	03
Legal Subdivision	WHITE CITY SUBDIVISION
Legal Lot Number	25
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	1
Census Block	1064
Census Tract	381401

Owner

Source: St. Lucie County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	392 E MIDWAY RD, FORT PIERCE, FL 34982-7148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Prior Sale	Mar 2, 2018 · Amount on Record
Deed Document Number	20204724368
Deed Book / Page	4439 / 2014
Record Updated	Sep 20, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Mar 2, 2018
Property Address	392 E MIDWAY RD, FORT PIERCE, FL 34982-7148
Document Number	0041031028
Book / Page	004103 / 001028
Instrument Date	Mar 1, 2018
Instrument	4407089
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,234.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 E MIDWAY RD FORT PIERCE FL 349827148, FORT PIERCE, FL 34982-7148

Mortgage

Document Number	41031030
Date	Mar 2, 2018
Book Page	004103/001030
Instrument	4407090

Lender

Name	DEAN KING LLC
Address	13520 BARRY ST, HOLLAND, MI 49424-8496

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,322.00 (+14.42%) Homeowner's exemption	$523,717 (-24.46%)	$817,400 (+17.9%) Land $633,100 Building $184,300
2024	$9,895.00 (+1.44%)
2023	$9,755.00 (+5.04%) Additional exemption filed	$693,300 (+67.99%) Land $501,400 Building $191,900	$693,300 (+3.25%) Land $501,400 Building $191,900
2022	$9,287.00 Homeowner's exemption	$412,700	$671,500 Land $501,400 Building $170,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	306 units insured incl. 240 condo units
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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