392 Clear Spring Ave, Durango, CO 81301 Property Records

La Plata County property record for 392 Clear Spring Ave, Durango, CO 81301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,696 sqft · built 2007
Lot Size0.069 acres (3,006 sqft)
OwnerIndividual Name on Record
Last Sale$329,900 (Mar 2012)
Tax Bill$4,809 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN5669-021-03-101

Property Details

APN / Parcel Number

Primary APN5669-021-03-101
Alternative APN
  • R429384

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,696 sqft Living Area
Gross Area2,180 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Lot Area3,006 sqft (0.069 acres)
Garage TypeAttached
Garage Area484 sqft
PorchUnfinished Open Porch
Porch Area269 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberR429384
Street Address392 CLEAR SPRING AVE
CityDURANGO
StateCO
Zip81301-6604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: THREE SPRINGS VILL 1 FIL 2A BLOCK: 5 LOT: 101 392 CLEAR SPRING AVE DURANGO 81301
Legal SubdivisionTHREE SPRINGS VILL 1 FIL 2A
Legal Block5
Legal Lot Number101
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO
Census Block Group1
Census Block1047
Census Tract970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address392 CLEAR SPRING AVE, DURANGO, CO 81301-6604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2022Deed of Trust, Mortgage · Line of Credit
ALPINE BANK
Jul 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2012 · Amount on Record
Deed SaleMar 28, 2012 · Amount on Record
Deed Document Number20121044738
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address392 CLEAR SPRING AVE, DURANGO, CO 81301-6604
Transaction TypeMortgage
Record UpdatedMar 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address392 CLEAR SPRING AVE, DURANGO, CO 81301-6604

Mortgage

Document Number0001207234
DateMar 9, 2022
Instrument1207234
Lender
NameALPINE BANK
TypeBank
AddressRIFLE, CO 81650
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address392 CLEAR SPRING AVE, DURANGO, CO 81301-6604
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001173696
DateJul 8, 2020
Instrument1173696
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
MunicipalityDurango City
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$41,670 (-2.07%) Land $7,140 Building $34,530$680,790 (-) Land $116,600 Building $564,190
2025$4,809.00 (+43.72%)$42,550 (+26.83%) Land $7,290 Building $35,260$680,790 (+35.94%) Land $116,600 Building $564,190
2023$3,346.00 (+18.19%)$33,550 (+11.76%) Land $5,540 Building $28,010$500,820 (+15.94%) Land $82,760 Building $418,060
2022$2,831.00$30,020 Land $5,540 Building $24,480$431,960 Land $79,750 Building $352,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · above 53% of Colorado
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
CenturyLink
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Visionary Broadband
Fixed Wireless
100 / 20

May also be available: AT&T, FastTrack Communications.

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