392 Clark St, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 392 Clark St, Pontotoc, MS 38863

Property Summary

Property TypeMobile Home
Details1 ba · 784 sqft · built 1993
Lot Size0.71 acres (30,928 sqft)
OwnerIndividual Name on File
Tax Bill$261 (2025)
Deeds & MortgagesMay 2018 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN171B-34-02-005

Property Details

APN / Parcel Number

Primary APN171B-34-02-005
Alternative APN
  • 12924

Interior

Full Baths1 Bath
Building Area784 sqft Living Area

Exterior

Year BuiltBuilt 1993
Lot Area30,928 sqft (0.71 acres)

Location & Zoning

Account Number12924
Street Address392 CLARK ST
CityPONTOTOC
StateMS
Zip38863-1700
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionPTLT13 BL A BOONE NE1/4 DB 322-44 DC 20070305 01/17/07 20070306 01/17/07 20180909 3/12/18 662 587 5761
Legal Lot Number13
JurisdictionPONTOTOC MS
Township / Civil Division4
Census Block Group1
Census Block1021
Census Tract950300

Owner

392 Clark St, a mobile home, is owned by an individual who acquired it in January 2007.

Source: Pontotoc County records, as of October 30, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address12555 HIGHWAY 41, PONTOTOC, MS 38863-9795
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 14, 2018Deed of Trust, Mortgage
FIRST CHOICE BANK
Mar 12, 2018Deed of Trust, Mortgage
FIRST CHOICE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2007
Deed SaleJan 17, 2007
Deed Document Number2007000306
Record UpdatedJun 8, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address392 CLARK ST, PONTOTOC, MS 38863-1700
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 N COX ST, PONTOTOC, MS 38863-8097

Mortgage

Document Number2018001842
DateMay 14, 2018
Instrument2018001842
Lender
NameFIRST CHOICE BANK
TypeBank
Agreement
AmountAmount on Record
Term84 Months
DueMay 15, 2025

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address392 CLARK ST, PONTOTOC, MS 38863-1700
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 N COX ST, PONTOTOC, MS 38863-8097

Mortgage

Document Number2018000910
DateMar 12, 2018
Instrument2018000910
Lender
NameFIRST CHOICE BANK
TypeBank
Agreement
AmountAmount on Record
Term84 Months
DueMar 15, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 392 Clark St was $261.

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
MunicipalityPontotoc City
Unified School DistrictPontotoc City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$261.00$1,972$13,145 Land $10,950 Building $2,195
2023$251.00$1,972$13,145 Land $10,950 Building $2,195

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 392 Clark St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 392 Clark St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 50% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber
10,000 / 10,000
AT&T
Fiber
5,000 / 5,000
Tombigbee Fiber
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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