Hampden County and Chicopee City property record for 392 Chicopee St, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,305 sqft · built 1952 |
| Lot Size | 0.181 acres (7,875 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $173,000 (Sep 2007) |
| Tax Bill | $4,270 (2026) |
| Deeds & Mortgages | Sep 2022 Refinance Aug 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 414-00071 |
| Primary APN | 414-00071 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| Gross Area | 3,026 sqft |
| 1st Floor Area | 1,084 sqft |
| Attic | Attic |
| Attic Area | 884 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,875 sqft (0.181 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 414-00071 |
|---|---|
| Street Address | 392 CHICOPEE ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-1914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 811102 |
392 Chicopee St is owned and occupied by two individuals who bought it in September 2007.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 392 CHICOPEE ST, CHICOPEE, MA 01013-1914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU |
| Aug 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2007 · Amount on File |
| Deed Sale | Sep 28, 2007 · Amount on File |
| Deed Document Number | 200778995 |
| Deed Book / Page | 16949 / 101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 392 CHICOPEE ST, CHICOPEE, MA 01013-1914 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024742-509 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 24742/509 |
| Instrument | 58173 |
| Name | FREEDOM CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 392 CHICOPEE ST, CHICOPEE, MA 01013-1914 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24046-58 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 24046/58 |
| Instrument | 55122 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 265 Months |
| Due | Sep 1, 2043 |
The 2026 property tax bill for 392 Chicopee St was $4,270, up 5.9% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,270.00 (+5.88%) | $280,200 (+5.34%) Land $99,400 Building $180,800 | $299,959 (-4.52%) |
| 2025 | $4,033.00 (+5.41%) | $266,000 (+2.62%) Land $90,300 Building $175,700 | $314,165 |
| 2024 | $3,826.00 (+6.6%) | $259,200 (+9.41%) Land $88,600 Building $170,600 | |
| 2023 | $3,589.00 | $236,900 Land $80,500 Building $156,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 392 Chicopee St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 392 Chicopee St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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