Livingston County property record for 392 Chalmers Ln, Howell, MI 48843
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,140 sqft · built 1996 |
| Lot Size | 0.177 acres (7,737 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Jan 2018) |
| Tax Bill | $2,913 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-06-202-019 |
| Primary APN | 11-06-202-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,140 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Basement Area | 560 sqft |
| Unfinished Basement | 560 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,737 sqft (0.177 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 392 CHALMERS LN |
|---|---|
| City | HOWELL |
| State | MI |
| Zip | 48843-7480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPUD |
| Legal Description | SEC 6 T2N R5E CHILSON HILLS LOT # 19 |
| Legal Range | 05E |
| Legal Township | 02N |
| Legal Section | 06 |
| Legal Subdivision | CHILSON HILLS |
| Legal Tract | 742400 |
| Legal Lot Number | 19 |
| Jurisdiction | LIVINGSTON MI |
| Township / Civil Division | GENOA |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 742403 |
392 Chalmers Ln is owned and occupied by an individual who bought it in January 2018.
Source: Livingston County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 392 CHALMERS LN, HOWELL, MI 48843-7480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| May 23, 2023 | · FHA Mortgage LAKE MICHIGAN CU |
| Jan 9, 2018 | Warranty Deed, Transfer HOME LN SPECIALISTS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2018 · Amount on File |
| Deed Sale | Jan 9, 2018 · Amount on File |
| Prior Sale | Sep 13, 2013 · Amount on File |
| Deed Document Number | 2018872 |
| Prior Transfer Date | Nov 3, 2012 |
| Prior Transfer Doc | 0000041598 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Apr 22, 2026 |
| Property Address | 392 CHALMERS LN, HOWELL, MI 48843-7480 |
| Document Number | 0000008583 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 20268583 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 392 CHALMERS LN, HOWELL, MI 48843-7480 |
| Document Number | 0000008583, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 20268583 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 1, 2066 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Jurisdiction | LIVINGSTON MI |
|---|---|
| Recording Date | May 23, 2023 |
| Property Address | 392 CHALMERS LN, HOWELL, MI 48843-7480 |
| Document Number | 0000009400 |
| Instrument Date | May 2, 2023 |
| Instrument | 2023R-009400 |
| Record Updated | Jun 13, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 392 CHALMERS LN, HOWELL, MI 48843-7480 |
| Name | Verified Name |
|---|---|
| Address | 392 CHALMERS LN, HOWELL, MI 48843-7480 |
| Document Number | 0000009401 |
|---|---|
| Date | May 23, 2023 |
| Instrument | 2023R-009401 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Jan 9, 2018 |
| Property Address | 392 CHALMERS LN, HOWELL, MI 48843-7480 |
| Document Number | 0000000872 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 872 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2018 |
| Title Company | SELECT TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 51760 9 MILE RD NORTHVILLE MI 481679773, NORTHVILLE, MI 48167-9773 |
| Document Number | 873 |
|---|---|
| Date | Jan 9, 2018 |
| Instrument | 873 |
| Name | HOME LN SPECIALISTS |
|---|---|
| Type | Funding / Finance Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 8, 2048 |
The 2025 property tax bill for 392 Chalmers Ln was $2,913 with a homeowner's exemption.
Source: Livingston County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| County Subdivision | Genoa Township |
| Unified School District | Howell Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,100 (+4.84%) | $286,200 (+4.84%) | |
| 2025 | $2,913.00 Homeowner's exemption | $136,500 | $273,000 |
| 2023 | $112,100 | ||
| 2021 | $224,200 | ||
| 2019 | $2,170.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 392 Chalmers Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 392 Chalmers Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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