Hardy County property record for 392 Cedar Tree Ln, Moorefield, WV 26836 · Last verified November 2025
| Property Type | Mobile Home |
|---|---|
| Lot Size | 3.32 acres (145,055 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $276 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Dec 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-225-0014.0001 |
| Primary APN | 03-225-0014.0001 |
|---|---|
| Alternative APN |
|
| Lot Area | 145,055 sqft (3.32 acres) |
|---|
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 392 CEDAR TREE LN |
|---|---|
| City | MOOREFIELD |
| State | WV |
| Zip | 26836-9098 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 3.3258 AC SEC B DELAWDER SOUTH POTOMAC TROUGH FRM II |
| Jurisdiction | HARDY WV |
| Township / Civil Division | OLD FIELDS |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 970102 |
Source: Hardy County records · APN 03-225-0014.0001
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 392 CEDAR TREE LN, MOOREFIELD, WV 26836-9098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2024 | Deed of Trust, Mortgage MOUNTAIN VALLEY BANK NA |
| Dec 12, 2024 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN VALLEY BANK NA |
| May 31, 2024 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN VALLEY BANK NA |
| Oct 04, 2023 | Deed of Trust, Mortgage MOUNTAIN VALLEY BANK NA |
| Oct 04, 2023 | Deed, Transfer MOUNTAIN VALLEY BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2023 |
| Deed Sale | Oct 04, 2023 |
| Deed Document Number | 233933 |
| Deed Book / Page | 370 / 472 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 392 CEDAR TREE LN, MOOREFIELD, WV 26836-9098 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000350/238 |
|---|---|
| Date | Jan 03, 2024 |
| Book Page | 350/238 |
| Instrument | 234899 |
| Name | MOUNTAIN VALLEY BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 392 CEDAR TREE LN, MOOREFIELD, WV 26836-9098 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000356/308 |
|---|---|
| Date | Dec 12, 2024 |
| Book Page | 356/308 |
| Instrument | 238603 |
| Name | MOUNTAIN VALLEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Oct 16, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 392 CEDAR TREE LN, MOOREFIELD, WV 26836-9098 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000352/407 |
|---|---|
| Date | May 31, 2024 |
| Book Page | 352/407 |
| Instrument | 236612 |
| Name | MOUNTAIN VALLEY BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 16, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 392 CEDAR TREE LN, MOOREFIELD, WV 26836-9098 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000348/645 |
|---|---|
| Date | Oct 04, 2023 |
| Book Page | 348/645 |
| Instrument | 233934 |
| Name | MOUNTAIN VALLEY BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | Sep 27, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | Oct 04, 2023 |
| Property Address | 392 CEDAR TREE LN, MOOREFIELD, WV 26836-9098 |
| Document Number | 000370/472 |
| Book / Page | 370 / 472 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 233933 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 CEDAR TREE LN, MOOREFIELD, WV 26836-9098 |
| Document Number | 0000233934 |
|---|---|
| Date | Oct 04, 2023 |
| Instrument | 233934 |
| Name | MOUNTAIN VALLEY BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | Sep 27, 2043 |
Source: Hardy County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $276.00 (+5.75%) | $36,000 (+6.19%) Land $13,980 Building $22,020 | $60,000 (+6.19%) Land $23,300 Building $36,700 |
| 2023 | $261.00 | $33,900 Land $13,980 Building $19,920 | $56,500 Land $23,300 Building $33,200 |
Source: FEMA National Flood Hazard Layer, Hardy County (54031C), updated November 15, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 38% of the US · above 51% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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