392 Bay Tree Dr, Paradise, CA 95969 Property Records

Butte County property record for 392 Bay Tree Dr, Paradise, CA 95969

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,818 sqft · built 2014
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Feb 2019)
Tax Bill	$4,551 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-540-043-000`

Property Details

APN / Parcel Number

Primary APN	`055-540-043-000`
Alternative APN	`055-540-043`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,818 sqft Living Area
1st Floor Area	2,818 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Wood
Lot Area	46,174 sqft
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Old Parcel Number	055-540-043
Street Address	392 BAY TREE DR
City	PARADISE
State	CA
Zip	95969-5695
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 25 BLUE OAK TERRACE PH II
Legal Subdivision	BLUE OAK TERRACE PH 2
Legal Lot Number	25
Jurisdiction	BUTTE CA
Township / Civil Division	PARADISE
Census Block Group	4
Census Block	4014
Census Tract	2200

Owner

392 Bay Tree Dr is owned and occupied by two individuals who bought it in February 2019.

Source: Butte County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	392 BAY TREE DR, PARADISE, CA 95969-5695
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2019 · Amount on File
Deed Sale	Feb 22, 2019 · Amount on File
Prior Sale	Jun 29, 2016 · Amount on File
Deed Document Number	201911458
Prior Transfer Date	Jun 23, 2016
Prior Transfer Doc	0000028260
Record Updated	Oct 29, 2026

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Feb 22, 2019
Property Address	392 BAY TREE DR, PARADISE, CA 95969-5695
Document Number	0000011458
Map Reference	MB 165 PG 61-64
Instrument Date	Feb 21, 2019
Instrument	2019-0011458
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	392 BAY TREE DR, PARADISE, CA 95969-5695

Mortgage

Document Number	0000011460
Date	Feb 22, 2019
Instrument	2019-0011460

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 392 Bay Tree Dr was $4,551 with a homeowner's exemption.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Paradise Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,787 (+2%) Land $95,323 Building $347,464
2025	$4,551.00 Homeowner's exemption	$434,105 Land $93,454 Building $340,651
2024			$774,090
2023	$4,475.00 (+2.01%) Homeowner's exemption	$417,250 Land $89,826 Building $327,424
2022	$4,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 392 Bay Tree Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 392 Bay Tree Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE OAK TERRACE MUTUAL private · serves 81 people · EPA ID CA0409181
Water Source	Groundwater
Last State Inspection	May 2024
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20

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