Duval County property record for 392 7th St, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,212 sqft · built 1950 |
| Lot Size | 0.24 acres (10,448 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,100,000 (Dec 2021) |
| Tax Bill | $14,162 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 169914-0000 |
| Primary APN | 169914-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,212 sqft Living Area |
| Gross Area | 2,854 sqft |
| 1st Floor Area | 1,095 sqft |
| Upper Floors Area | 823 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,448 sqft (0.24 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 403 sqft |
| Deck Area | 400 sqft |
| Patio Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 392 7TH ST |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-5434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARS-2 |
| Legal Description | 20-22 16-2S-29E .230 BOWERYS R/P PT BLK 8 ATLANTIC BEACH LOT 4,W 22FT LOT 5(EX S 5FT) |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | BOWERYS R/P |
| Legal Block | 8 |
| Legal Lot Number | 4,5 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 13905 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 392 7TH ST, ATLANTIC BEACH, FL 32233-5434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 29, 2021 | Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on Record |
| Deed Sale | Dec 29, 2021 · Amount on Record |
| Prior Sale | Jan 8, 2014 · Amount on Record |
| Deed Document Number | 2021340544 |
| Deed Book / Page | 20075 / 942 |
| Prior Transfer Date | Jan 6, 2014 |
| Prior Transfer Doc | 0166540403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 392 7TH ST, ATLANTIC BEACH, FL 32233-5434 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 392 7TH ST, ATLANTIC BCH, FL 32233-5434 |
| Document Number | 0207462019 |
|---|---|
| Date | Jul 18, 2023 |
| Book Page | 20746/2019 |
| Instrument | 2023145784 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Dec 29, 2021 |
| Property Address | 392 7TH ST, ATLANTIC BEACH, FL 32233-5434 |
| Document Number | 0200750942 |
| Book / Page | 20075 / 942 |
| Map Reference | MB 20 PG 22 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2021340544 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1958 SEVILLA BLVD W, 1958, ATLANTIC BEACH, FL 32233-4578 |
| Name | Verified Name |
|---|---|
| Address | 392 7TH ST, ATLANTIC BEACH, FL 32233-5434 |
| Document Number | 0020075944 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 20075/944 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $887,946 (+2.7%) | $1,687,603 (-7.67%) Land $1,359,633 Building $327,970 | |
| 2025 | $14,162.00 (+1.74%) Homeowner's exemption | $864,602 (+5.99%) | $1,827,799 (+102.94%) Land $1,500,000 Building $327,799 |
| 2024 | $13,920.00 (+2.61%) | ||
| 2023 | $13,566.00 (+7.38%) Homeowner's exemption | $815,764 (+3%) | $900,644 (+5.95%) Land $625,000 Building $275,644 |
| 2022 | $12,634.00 Homeowner's exemption | $792,004 | $850,096 Land $610,000 Building $240,096 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 342 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 531 units insured incl. 189 condo units |
| Nearby Flood Claims | 44 (1979–2017) |
| Claims Outside the SFHA | 40 of 44 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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