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3919 Ray Dr, Montgomery, AL 36109 Property Records

Montgomery County property record for 3919 Ray Dr, Montgomery, AL 36109

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,960 sqft · built 1980
Lot Size0.294 acres (12,798 sqft)
OwnerIndividual Name on File
Last Sale$223,000 (Jul 2024)
Tax Bill$2,406 (2026)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-01-02-3-001-024.000

Property Details

APN / Parcel Number

Primary APN10-01-02-3-001-024.000
Alternative APNs
  • 0310010203001024000
  • 226419

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,960 sqft Living Area
1st Floor Area1,960 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area12,798 sqft (0.294 acres)
Lot Dimensions161 ft deep x 79.1 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchSlab
Porch Area255 sqft
Patio Area240 sqft
Utility Building280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number226419
Street Address3919 RAY DR
CityMONTGOMERY
StateAL
Zip36109-2328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-85
Legal Description1001023001024000
Legal Range18E
Legal Township16N
Legal Section02
Legal SubdivisionJOHNSTOWN 8
Legal Block14
Legal Lot Number25
JurisdictionMONTGOMERY AL
Township / Civil DivisionMONTGOMERY
Census Block Group3
Census Block3007
Census Tract2600

Owner

3919 Ray Dr is owned and occupied by an individual who bought it in July 2024.

Source: Montgomery County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3919 RAY DR, MONTGOMERY, AL 36109-2328
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2024 · Amount on File
Deed SaleJul 25, 2024 · Amount on File
Prior SaleOct 10, 2017 · Amount on File
Deed Document Number20244705492
Deed Book / Page6164 / 42
Prior Transfer DateMar 11, 2014
Prior Transfer Doc0045510140
Record UpdatedOct 29, 2026

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateOct 10, 2017
Property Address3919 RAY DR, MONTGOMERY, AL 36109-2328
Document Number0050220617
Book / Page005022 / 000617
Instrument DateOct 6, 2017
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanyMARTIN CLOSING SERVICES LLC, MARTIN CLOSING SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3919 RAY DR MONTGOMERY AL 361092328, MONTGOMERY, AL 36109-2328

Mortgage

Document Number50220619
DateOct 10, 2017
Book Page005022/000619
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 9, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3919 Ray Dr was $2,406, up 4% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
MunicipalityMontgomery City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,406.00 (+4.02%)
2025$2,313.00$23,750 Land $2,800 Building $20,950$237,500 Land $28,000 Building $209,500
2023$1,072.00 Homeowner's exemption$22,760 Land $2,800 Building $19,960$227,600 Land $28,000 Building $199,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3919 Ray Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2009 · Severe Storms, Tornadoes, Flooding, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3919 Ray Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTGOMERY, THE WW&SSB OF THE
serves 276,000 people · EPA ID AL0001070
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber		10,000 / 10,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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