3919 Millstone Cir, Monrovia, MD 21770 Property Records

Frederick County property record for 3919 Millstone Cir, Monrovia, MD 21770

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,564 sqft · built 1989
Lot Size2.05 acres (89,298 sqft)
Owner2 Individual Names on File
Last Sale$214,700 (Oct 1989)
Tax Bill$6,935 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN09-270183

Property Details

APN / Parcel Number

Primary APN09-270183
Alternative APNs
  • 9270183
  • 270183

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,564 sqft Living Area
Gross Area2,984 sqft
1st Floor Area1,476 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area89,298 sqft
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area48 sqft
Deck Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number270183
Street Address3919 MILLSTONE CIR
CityMONROVIA
StateMD
Zip21770-9136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 220 SEC 2 2.058 ACRES FARMFIELD ESTATES
Legal SubdivisionACRES FARMFIELD ESTATES
Legal Lot Number220
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group4
Census Block4006
Census Tract752102

Owner

3919 Millstone Cir is owned and occupied by two individuals who acquired it in May 2007.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address3919 MILLSTONE CIR, MONROVIA, MD 21770-9136
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 1989 · Amount on File
Deed SaleOct 4, 1989 · Amount on File
Prior SaleOct 13, 1988 · Amount on File
Deed Book / Page6542 / 656
Last Transfer DateMay 11, 2007
Transfer Doc0065980054
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3919 MILLSTONE CIR, MONROVIA, MD 21770-9136
Transaction TypeMortgage
Record UpdatedMay 19, 2022
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3919 MILLSTONE CIR, MONROVIA, MD 21770-9136

Mortgage

Document Number0159060457
DateMay 6, 2022
Book Page15906/457
Lender
NameCAPITAL FCU
TypeCredit Union
AddressLUBBOCK, TX 79413
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3919 Millstone Cir was $6,935, up 5.9% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$582,000 (+4.79%)$608,600 (-) Land $179,400 Building $429,200
2025$6,935.00 (+5.86%)$555,400$608,600 Land $179,400 Building $429,200
2024$6,551.00 (+11.05%)
2023$5,899.00$490,733$528,800 Land $179,400 Building $349,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3919 Millstone Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3919 Millstone Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on Millstone Cir

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