3919 Emerald Isle Ln, San Jose, CA 95135 Property Records

Santa Clara County property record for 3919 Emerald Isle Ln, San Jose, CA 95135

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,186 sqft · built 2001
Lot Size	0.127 acres (5,520 sqft)
Owner	2 Trust Names on File
Last Sale	$1,030,000 (Oct 2011)
Tax Bill	$18,636 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`659-55-025`

Property Details

APN / Parcel Number

Primary APN	`659-55-025`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,186 sqft Living Area
1st Floor Area	1,662 sqft
2nd Floor Area	1,524 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	5,520 sqft (0.127 acres)
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3919 EMERALD ISLE LN
City	SAN JOSE
State	CA
Zip	95135-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-PD
Legal Description	TRACT 8938 BOOK 695 PAGE 17 PAGE 20 LOT 47
Legal Subdivision	TRACT 8938
Legal Tract	8938
Legal Lot Number	47
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3000
Census Tract	503330

Owner

3919 Emerald Isle Ln is owner-occupied and held in a trust since February 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3919 EMERALD ISLE LN, SAN JOSE, CA 95135-1708
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 6, 2019	Deed of Trust, Mortgage · ARM PNC BANK NA
Dec 2, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2011 · Amount on File
Deed Sale	Oct 7, 2011 · Amount on File
Prior Sale	Jun 7, 2007 · Amount on File
Deed Document Number	201121352574
Last Transfer Date	Feb 9, 2021
Transfer Doc	0024844787
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 24, 2021
Property Address	3919 EMERALD ISLE LN, SAN JOSE, CA 95135-1708
Document Number	0024844787
Map Reference	MB 695 MAP 17-20
Instrument Date	Feb 9, 2021
Instrument	24844787
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	3919 EMERALD ISLE LN, SAN JOSE, CA 95135-1708

Mortgage

Document Number	0024844788
Date	Feb 24, 2021
Instrument	24844788

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3919 EMERALD ISLE LN, SAN JOSE, CA 95135-1708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024172585
Date	May 6, 2019
Instrument	24172585

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3919 EMERALD ISLE LN, SAN JOSE, CA 95135-1708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024344857
Date	Dec 2, 2019
Instrument	24344857

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3919 Emerald Isle Ln was $18,636 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Evergreen Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,319,598 (+2%) Land $791,761 Building $527,837
2025	$18,636.00 Homeowner's exemption	$1,293,725 Land $776,237 Building $517,488
2023	$18,018.00 (+0.58%) Homeowner's exemption	$1,243,491 Land $746,096 Building $497,395
2022	$17,914.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3919 Emerald Isle Ln in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3919 Emerald Isle Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN JOSE - EVG/EDV/COY serves 99,783 people · EPA ID CA4310020
Water Source	Purchased surface water from SANTA CLARA VALLEY WATER DISTRICT
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 833 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: T-Mobile.

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