3918 W Carter Rd, Phoenix, AZ 85041 Property Records

Maricopa County property record for 3918 W Carter Rd, Phoenix, AZ 85041

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,865 sqft · built 2002
Lot Size	0.077 acres (3,375 sqft)
Owner	Individual Name on File
Last Sale	$226,900 (Feb 2019)
Tax Bill	$1,541 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`105-89-309`

Property Details

APN / Parcel Number

Primary APN	`105-89-309`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,865 sqft Living Area
1st Floor Area	705 sqft
2nd Floor Area	1,160 sqft

Exterior

Year Built	Built 2002
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	3,375 sqft (0.077 acres)
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3918 W CARTER RD
City	PHOENIX
State	AZ
Zip	85041-6052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	ARLINGTON ESTATES PHASE 1 MCR 548-06
Legal Range	02E
Legal Township	01N
Legal Section	34
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	ARLINGTON ESTATES PHASE 1
Legal Phase	1
Legal Lot Number	125
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2018
Census Tract	116606

Owner

3918 W Carter Rd is owned and occupied by an individual who acquired it in September 2022.

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3918 W CARTER RD, PHOENIX, AZ 85041-6052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 4, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 14, 2019	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2019 · Amount on File
Deed Sale	Feb 14, 2019 · Amount on File
Prior Sale	Feb 14, 2019 · Amount on File
Deed Document Number	0000104474
Last Transfer Date	Sep 19, 2022
Transfer Doc	0000718497
Record Updated	Jun 8, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 19, 2022
Property Address	3918 W CARTER RD, PHOENIX, AZ 85041-6052
Document Number	0000718497
Map Reference	MB 548 PG 6
Instrument Date	Sep 13, 2022
Instrument	20220718497
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3918 W CARTER RD, PHOENIX, AZ 85041-6052

Mortgage

Document Number	0000718498
Date	Sep 19, 2022
Instrument	20220718498

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3918 W CARTER RD, PHOENIX, AZ 85041-6052
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3918 W CARTER RD, PHOENIX, AZ 85041-6052

Mortgage

Document Number	0001106141
Date	Oct 14, 2021
Instrument	20211106141

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3918 W CARTER RD, PHOENIX, AZ 85041-6052
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3918 W CARTER RD, PHOENIX, AZ 85041-6052

Mortgage

Document Number	0001074431
Date	Nov 4, 2020
Instrument	20201074431

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Mar 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 14, 2019
Property Address	3918 W CARTER RD, PHOENIX, AZ 85041-6052
Document Number	0000104474
Map Reference	MB 548 PG 6
Instrument Date	Jan 23, 2019
Instrument	20190104474
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3214 N UNIVERSITY AVE # AVE104, 3214, PROVO, UT 84604-4405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3918 W CARTER RD, PHOENIX, AZ 85041-6052

Mortgage

Document Number	0000104475
Date	Feb 14, 2019
Instrument	20190104475

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Mortgage

Document Number	0000104476
Date	Feb 14, 2019
Instrument	20190104476

Lender

Name	ARIZONA INDUSTRIAL DEVELOPMENT AUTHORITY
Type	Government Agency
Address	PARADISE VALLEY, AZ 85253

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3918 W Carter Rd was $1,541.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Laveen Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,580	$305,800 Land $61,100 Building $244,700
2025	$1,541.00
2024		$31,400	$314,000 Land $62,800 Building $251,200
2023	$1,483.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3918 W Carter Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3918 W Carter Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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