Winnebago County property record for 3918 Pinecrest Rd, Rockford, IL 61107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,362 sqft · built 1954 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $137,000 (Dec 2021) |
| Tax Bill | $2,790 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161C933 |
| Primary APN | 161C933 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,362 sqft Living Area |
| Gross Area | 1,824 sqft |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Finished Basement | 450 sqft |
| Unfinished Basement | 462 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Deck Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3918 PINECREST RD |
|---|---|
| City | ROCKFORD |
| State | IL |
| Zip | 61107-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ALPINE CREST SUBD IN W1/2 SECC17 + SE1/4 SEC 18-44-2 LOT 061 BLOCK 00A |
| Legal Range | 2 |
| Legal Township | 44 |
| Legal Section | 18 |
| Legal Subdivision | ALPINE CREST SUBD |
| Legal Block | 00A |
| Legal Lot Number | 061 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 402 |
3918 Pinecrest Rd is owned and occupied by two individuals who bought it in December 2021.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3918 PINECREST RD, ROCKFORD, IL 61107-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY |
| Dec 1, 2020 | Warranty Deed, Transfer FIRST NAT'L BK/OMAHA |
| Feb 28, 2020 | Warranty Deed, Transfer · Conventional with PMI FIFTH THIRD BK NA |
| Jun 13, 2018 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2021 · Amount on File |
| Deed Sale | Dec 23, 2021 · Amount on File |
| Prior Sale | Dec 1, 2020 · Amount on File |
| Deed Document Number | 202146197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Dec 23, 2021 |
| Property Address | 3918 PINECREST RD, ROCKFORD, IL 61107-1314 |
| Document Number | 0000046197 |
| Map Reference | PB 18 PG 22 & 23 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2146197 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3918 PINECREST RD, ROCKFORD, IL 61107-1314 |
| Document Number | 0000046198 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 2146198 |
| Name | BLACKHAWK BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 3918 PINECREST RD, ROCKFORD, IL 61107-1314 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009467 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2109467 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Dec 1, 2020 |
| Property Address | 3918 PINECREST RD, ROCKFORD, IL 61107-1314 |
| Document Number | 0001036746 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 1036746 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3918 PINECREST RD ROCKFORD IL 611071314, ROCKFORD, IL 61107-1314 |
| Document Number | 1036747 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 1036747 |
| Name | FIRST NAT'L BK/OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 30, 2050 |
| Document Number | 1036748, |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 1036748 |
| Name | ILLINOIS HSNG DEV AUTHORITY |
|---|---|
| Address | CHICAGO, IL 60601 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Feb 28, 2020 |
| Property Address | 3918 PINECREST RD, ROCKFORD, IL 61107-1314 |
| Document Number | 0001005667 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 1005667 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2020 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $147.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3918 PINECREST RD ROCKFORD IL 611071314, ROCKFORD, IL 61107-1314 |
| Document Number | 1005668 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 1005668 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45227 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2050 |
| Rate | 3.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 3918 PINECREST RD, ROCKFORD, IL 61107-1314 |
| Document Number | 0001017766 |
| Instrument Date | Jun 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3918 PINECREST RD ROCKFORD IL 611071314, ROCKFORD, IL 61107-1314 |
| Document Number | 0001017766 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 1017766 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 24, 2033 |
The 2025 property tax bill for 3918 Pinecrest Rd was $2,790 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,790.00 | $44,476 Land $7,842 Building $36,634 | $133,428 Land $23,526 Building $109,902 |
| 2022 | Homeowner's exemption | $30,169 Land $5,547 Building $24,622 | $90,507 Land $16,641 Building $73,866 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3918 Pinecrest Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 12 (1978–2013) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3918 Pinecrest Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKFORD serves 147,051 people · EPA ID IL2010300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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