3918 Peanut Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 3918 Peanut Rd, Cottondale, FL 32431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,455 sqft · built 2008
Lot Size	9.94 acres (432,986 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,212 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2023 Transfer
Flood Zone	Zone A (high risk)
APN	`10-5N-12-0000-0050-0030`

Property Details

APN / Parcel Number

Primary APN	`10-5N-12-0000-0050-0030`
Alternative APN	`12 N 510000000500030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,455 sqft Living Area
Gross Area	1,520 sqft
1st Floor Area	1,455 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	432,986 sqft (9.94 acres)
Garage Type	Carport
Garage Area	150 sqft
Carport	Carport
Carport Area	150 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Cistern

Location & Zoning

Street Address	3918 PEANUT RD
City	COTTONDALE
State	FL
Zip	32431-6822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 1180 P 602 COMM AT NEC OF SECT, RUN S ALONG E LINE 1319.12 FT TO NEC OF SE1/4 OF NE1/4 OF SECT, W ALONG N LINE OF SE1/4 OF NE1/4 1330.91 FT TO NEC OF SW1/4 OF NE1/4 OF SECT TO BEGIN, S ALONG E LINE OF SAID SW1/4 OF NE1/4 537.98 FT, S 61* W 471.70
Legal Range	12W
Legal Township	05N
Legal Section	10
Legal Block	30
Legal Lot Number	50
Jurisdiction	JACKSON FL
Township / Civil Division	COTTONDALE
Census Block Group	1
Census Block	1019
Census Tract	210400

Owner

Source: Jackson County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3844 VETERAN RD, COTTONDALE, FL 32431-6830
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMERCE CU
Nov 28, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 5, 2008
Transfer Doc	0011800602
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	3918 PEANUT RD, COTTONDALE, FL 32431-6822
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	FLORIDA LAW TITLE AND TRUST PLC, FLORIDA LAND TITLE & TRUST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3918 PEANUT RD, COTTONDALE, FL 32431-6822

Mortgage

Document Number	0017070841
Date	Jul 26, 2021
Book Page	1707/841
Instrument	202132009195

Lender

Name	FIRST COMMERCE CU
Type	Credit Union
Address	TALLAHASSEE, FL 32317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON FL
Recording Date	Nov 28, 2023
Property Address	3918 PEANUT RD, COTTONDALE, FL 32431-6822
Document Number	0018120920
Book / Page	1812 / 920
Instrument Date	Nov 21, 2023
Instrument	202332011854
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3844 VETERAN RD, COTTONDALE, FL 32431-6830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3918 PEANUT RD, COTTONDALE, FL 32431-6822

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,212.00 (+3.41%)	$131,295 (+2.9%)	$191,088 (-0.86%) Land $49,700 Building $141,388
2024	$1,172.00 (+6.55%) Homeowner's exemption	$127,595 (+3%)	$192,741 (+2.46%) Land $49,700 Building $143,041
2023	$1,100.00 (+20.75%) Homeowner's exemption	$123,879 (+8.9%)	$188,116 (+26.84%) Land $49,700 Building $138,416
2022	$911.00 Homeowner's exemption	$113,758	$148,314 Land $44,730 Building $103,584

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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