Coventry Town property record for 3918 Flat River Rd, Coventry, RI 02816
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,464 sqft · built 1984 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,618 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-2164-00 |
| Primary APN | 19-2164-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,464 sqft Living Area |
| Gross Area | 4,832 sqft |
| 1st Floor Area | 1,464 sqft |
| Basement Area | 2,164 sqft |
| Unfinished Basement | 2,164 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 91,476 sqft (2.1 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 19-2164-00 |
|---|---|
| Street Address | 3918 FLAT RIVER RD |
| City | COVENTRY |
| State | RI |
| Zip | 02816-4923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3A |
| Legal Lot Number | 74 |
| Jurisdiction | COVENTRY RI |
| Township / Civil Division | COVENTRY |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 20702 |
Source: Coventry Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3918 FLAT RIVER RD, COVENTRY, RI 02816-4923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB |
| Dec 5, 2017 | Deed of Trust, Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVENTRY RI |
| Property Address | 3918 FLAT RIVER RD, COVENTRY, RI 02816-4923 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2204-763 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 2204/763 |
| Instrument | 3048 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVENTRY RI |
| Property Address | 3918 FLAT RIVER RD, COVENTRY, RI 02816-4923 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2089-131 |
|---|---|
| Date | Dec 5, 2017 |
| Book Page | 2089/131 |
| Instrument | 7340 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 348 Months |
| Due | Dec 1, 2046 |
Source: Coventry Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Coventry Town |
| Unified School District | Coventry School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,618.00 (+3.36%) | $411,300 (-1.53%) Land $142,600 Building $268,700 | |
| 2024 | $498,275 | ||
| 2023 | $6,403.00 | $417,700 Land $142,600 Building $275,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1978–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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