3918 E 189th St, Cleveland (Beachwood), OH 44122 Property Records

Cuyahoga County property record for 3918 E 189th St, Cleveland, OH 44122

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 784 sqft · built 1954
Lot Size	0.157 acres (6,875 sqft)
Owner	Owner Name on File
Last Sale	$92,900 (Feb 2004)
Tax Bill	$2,135 (2025)
Deeds & Mortgages	Aug 2018 Loan Modification Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`140-25-073`

Property Details

APN / Parcel Number

Primary APN	`140-25-073`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	784 sqft Living Area
1st Floor Area	784 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,875 sqft (0.157 acres)
Lot Dimensions	125 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	3918 E 189TH ST
City	CLEVELAND
State	OH
Zip	44122-6756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1F
Legal Description	64 MORRISON#3 0079 ALL MB140 PG25 MB00000 PG0000
Legal Subdivision	MORRISON#3
Legal Lot Number	79
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1006
Census Tract	121800

Owner

The current owner of 3918 E 189th St bought it in February 2004.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	Owner Name on File
Mailing Address	3918 E 189TH ST, CLEVELAND, OH 44122-6756
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2018	Loan Modification, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Jan 12, 2017	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2004 · Amount on File
Deed Sale	Feb 9, 2004 · Amount on File
Prior Sale	Sep 24, 2002 · Amount on File
Deed Document Number	0002091192
Record Updated	Jun 8, 2026

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUYAHOGA OH
Property Address	3918 E 189TH ST, CLEVELAND, OH 44122-6756
Document Number	0008030292
Instrument Date	Aug 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3918 E 189TH ST CLEVELAND OH 441226756, CLEVELAND, OH 44122-6756

Mortgage

Document Number	0008030292
Date	Aug 3, 2018
Instrument	8030292

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	420 Months
Due	Aug 2, 2053

Interest

Rate Type	Fixed Rate
Rate	5.2%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	3918 E 189TH ST, CLEVELAND, OH 44122-6756
Document Number	0001270106
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3918 E 189TH ST CLEVELAND OH 441226756, CLEVELAND, OH 44122-6756

Mortgage

Document Number	0001270106
Date	Jan 27, 2017
Instrument	1270106

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	COLUMBUS, OH 43215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Jan 26, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3918 E 189th St was $2,135 with a homeowner's exemption, up % from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,135.00 (+0.05%) Homeowner's exemption	$32,560 (-) Land $7,320 Building $25,240
2024	$2,134.00 (-3.48%) Homeowner's exemption	$32,560 (+11.66%) Land $7,320 Building $25,240	$93,000 Land $20,900 Building $72,100
2023	$2,211.00 (+0.55%) Homeowner's exemption	$29,160 (-) Land $6,340 Building $22,820
2022	$2,199.00 Homeowner's exemption	$29,160 Land $6,340 Building $22,820
2021			$83,300 Land $18,100 Building $65,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3918 E 189th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1994–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3918 E 189th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Breezeline, DigitalC, PCs for People, T-Mobile, Verizon.

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