3917 Smith St, Kitty Hawk, NC 27949 Property Records

Dare County property record for 3917 Smith St, Kitty Hawk, NC 27949

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,851 sqft · built 2019
Lot Size0.448 acres (19,500 sqft)
Owner2 Individual Names on Record
Last Sale$482,500 (Jun 2019)
Tax Bill$3,499 (2025)
Deeds & MortgagesDec 2018 Construction Loan
Jun 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN987507691698

Property Details

APN / Parcel Number

Primary APN987507691698
Alternative APNs
  • 987507692668
  • 018089001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,851 sqft Heated Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialOther
Lot Area19,500 sqft (0.448 acres)
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number987507691698
Street Address3917 SMITH ST
CityKITTY HAWK
StateNC
Zip27949-4131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 7R BLK: SEC: PL: J SL: 12
Legal SubdivisionTED WOOD KITTY HAWK TERR ADD
Legal Tract1
Legal Lot Number7R
Legal Unit1
JurisdictionDARE NC
Township / Civil DivisionATLANTIC
Census Block Group2
Census Block2053
Census Tract970102

Owner

Source: Dare County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3917 SMITH ST, KITTY HAWK, NC 27949-4131
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2018Deed of Trust, Mortgage · Construction Mortgage
TOWNE BANK
Jun 14, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
NAVY FCU
Jul 27, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2019 · Amount on Record
Deed SaleJun 14, 2019 · Amount on Record
Prior SaleJul 27, 2018 · Amount on Record
Deed Document Number2019700065600
Deed Book / Page2305 / 894
Prior Transfer DateJun 30, 2008
Prior Transfer Doc001774/059
Record UpdatedJun 8, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address3917 SMITH ST, KITTY HAWK, NC 27949-4131
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002275/127
DateDec 17, 2018
Book Page2275/127
Instrument700059767
Lender
NameTOWNE BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDARE NC
Recording DateJun 14, 2019
Property Address3917 SMITH ST, KITTY HAWK, NC 27949-4131
Document Number002305/894
Book / Page2305 / 894
Instrument DateJun 13, 2019
Instrument700065600
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3917 SMITH ST, KITTY HAWK, NC 27949-4131

Mortgage

Document Number002305/898
DateJun 14, 2019
Book Page2305/898
Instrument700065601
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2034

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDARE NC
Recording DateJul 27, 2018
Property Address3917 SMITH ST, KITTY HAWK, NC 27949-4131
Document Number00002251/1
Book / Page2251 / 1
Instrument DateJun 13, 2018
Instrument000700054975
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 471, KITTY HAWK, NC 27949-0471

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDare County
MunicipalityKitty Hawk Town
Unified School DistrictDare County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,499.00 (-5.56%)$724,300 (+36.92%) Land $209,600 Building $514,700
2023$3,705.00$529,000 Land $116,900 Building $412,100
2020$724,300 Land $209,600 Building $514,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 759 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies765 units insured
incl. 6 condo units
Nearby Flood Claims1,869 (1980–2024)
Claims Outside the SFHA814 of 1,869
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Isabel, Sep 2003 · 472 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 42 claims
  • Hurricane Dennis, Sep 1999 · 75 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDARE COUNTY WATER SYSTEM
serves 28,732 people · EPA ID NC0428030
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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