3917 Oak Dr, Clearlake, CA 95422 Property Records

Lake County property record for 3917 Oak Dr, Clearlake, CA 95422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,967 sqft · built 2017
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Aug 2021)
Tax Bill	$6,122 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`037-442-010-000`

Property Details

APN / Parcel Number

Primary APN	`037-442-010-000`
Alternative APN	`037-442-01`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,967 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	037-442-01
Street Address	3917 OAK DR
City	CLEARLAKE
State	CA
Zip	95422-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Subdivision	OAKMONT PARK 02
Legal Block	2
Legal Lot Number	1
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE
Census Block Group	2
Census Block	2007
Census Tract	704

Owner

3917 Oak Dr is owned by an individual who bought it in August 2021.

Source: Lake County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1926 42ND AVE, SAN FRANCISCO, CA 94116-1021
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Sep 8, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CU
Jan 31, 2017	Quit Claim Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Prior Sale	Apr 6, 2015 · Amount on File
Deed Document Number	202113928
Prior Transfer Date	Jan 24, 2017
Prior Transfer Doc	0000001307
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Aug 25, 2021
Property Address	3917 OAK DR, CLEARLAKE, CA 95422-9786
Document Number	0000013928
Map Reference	MB 7 PG 44&45
Instrument Date	Jul 29, 2021
Instrument	2021013928
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1926 42ND AVE, SAN FRANCISCO, CA 94116-1021

Mortgage

Document Number	0000013929
Date	Aug 25, 2021
Instrument	2021013929

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	3917 OAK DR, CLEARLAKE, CA 95422-9786
Document Number	0000012490
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Oct 26, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3917 OAK DR CLEARLAKE CA 954229786, CLEARLAKE, CA 95422-9786

Mortgage

Document Number	0000012490
Date	Sep 15, 2017
Instrument	12490

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union
Address	SANTA ROSA, CA 95406

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE CA
Recording Date	Jan 31, 2017
Property Address	3917 OAK DR, CLEARLAKE, CA 95422-9786
Document Number	0000001307
Instrument Date	Jan 24, 2017
Instrument	1307
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3917 OAK DR CLEARLAKE CA 954229786, CLEARLAKE, CA 95422-9786

Mortgage

Document Number	1308
Date	Jan 31, 2017
Instrument	1308

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3917 Oak Dr was $6,122, up 2.4% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Municipality	Clearlake City
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,122.00 (+2.37%)	$530,390 (+2%) Land $54,121 Building $476,269
2025	$5,980.00	$519,991 Land $53,060 Building $466,931
2023	$5,847.00 (+5.28%)	$499,800 Land $51,000 Building $448,800
2022	$5,554.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3917 Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (1995–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3917 Oak Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER CO.-CLEARLAKE SYSTEM private · serves 4,623 people · EPA ID CA1710002
Water Source	Surface water
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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