3917 Montclair Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 3917 Montclair Rd, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,388 sqft · built 1985
Lot Size0.61 acres (26,572 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Dec 2016)
Tax Bill$6,158 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04-20-301-001

Property Details

APN / Parcel Number

Primary APN04-20-301-001
Alternative APNs
  • 420301001
  • 020C005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,388 sqft Living Area
Basement Area716 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Lot Area26,572 sqft (0.61 acres)
Garage Area576 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number020C005
Street Address3917 MONTCLAIR RD
CityROSCOE
StateIL
Zip61073-8973
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPLAT OF RIDGEFIELD SUB PT SW 1/4 SEC 20-46-2 LOT 005
Legal Range2
Legal Township46
Legal Section20
Legal SubdivisionRIDGEFIELD SUB
Legal Lot Number005
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group1
Census Block1048
Census Tract4005

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3917 MONTCLAIR RD, ROSCOE, IL 61073-8973
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2016 · Amount on Record
Deed SaleDec 19, 2016 · Amount on Record
Prior SaleFeb 28, 2000 · Amount on Record
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address3917 MONTCLAIR RD, ROSCOE, IL 61073-8973
Document Number0001021897
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyTITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3917 MONTCLAIR RD ROSCOE IL 610738973, ROSCOE, IL 61073-8973

Mortgage

Document Number0001021897
DateAug 5, 2020
Instrument1021897
Lender
NameHOLCOMB BK
AddressROCHELLE, IL 61068-0355
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 4, 2035
Interest
Rate2.5%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,158.00$83,940 (+33.46%) Land $19,743 Building $64,197$251,820 (+33.46%) Land $59,229 Building $192,591
2022Homeowner's exemption$62,895 Land $14,793 Building $48,102$188,685 Land $44,379 Building $144,306

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35

May also be available: Verizon.

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