3917 Matthew Dr, Monroe, NC 28110 Property Records

Union County property record for 3917 Matthew Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,352 sqft · built 1994
Lot Size	0.477 acres (20,778 sqft)
Owner	Individual Name on Record
Tax Bill	$1,894 (2025)
Deeds & Mortgages	Jul 2019 Loan Modification Nov 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-405-105`

Property Details

APN / Parcel Number

Primary APN	`09-405-105`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	1,793 sqft
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	20,778 sqft (0.477 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3917 MATTHEW DR
City	MONROE
State	NC
Zip	28110-8065
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 UNION
Legal Description	#13 OWL'S NEST(DEED 725-897) MATTHEW DR
Legal Subdivision	OWLS NEST
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2026
Census Tract	20308

Owner

Source: Union County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3917 MATTHEW DR, MONROE, NC 28110-8065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2019	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK
Nov 10, 2017	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	3917 MATTHEW DR, MONROE, NC 28110-8065
Document Number	7422798
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3917 MATTHEW DR MONROE NC 281108065, MONROE, NC 28110-8065

Mortgage

Document Number	7422798
Date	Jul 25, 2019
Book Page	007422/000798
Instrument	21378

Lender

Name	SUNTRUST BK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2049

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	3917 MATTHEW DR, MONROE, NC 28110-8065
Document Number	7056582
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3917 MATTHEW DR MONROE NC 281108065, MONROE, NC 28110-8065

Mortgage

Document Number	7056582
Date	Nov 20, 2017
Book Page	007056/000582
Instrument	34106

Lender

Name	SUNTRUST BK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,894.00 (+27.63%)	$393,400 (+68.12%) Land $72,800 Building $320,600	$393,400 (+68.12%) Land $72,800 Building $320,600
2023	$1,484.00	$234,000 Land $39,800 Building $194,200	$234,000 Land $39,800 Building $194,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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