3917 E 20th Ave, Spokane, WA 99223 Property Records

Spokane County property record for 3917 E 20th Ave, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,439 sqft · built 1954
Lot Size	0.33 acres (14,351 sqft)
Owner	Individual Name on Record
Tax Bill	$4,143 (2026)
Deeds & Mortgages	Mar 2020 Second Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35271.3613`

Property Details

APN / Parcel Number

Primary APN	`35271.3613`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,439 sqft Living Area
Gross Area	3,403 sqft
1st Floor Area	1,767 sqft
2nd Floor Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,351 sqft (0.33 acres)
Garage Type	Attached
Garage Area	964 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3917 E 20TH AVE
City	SPOKANE
State	WA
Zip	99223-5410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PINECROFT TERRACE ADD ALL LT 21 BLK 15 & PTN LTS 22 & 23 BLK 15 LYG WLY OF LN DAF: BEG 19FT E OF SW COR OF LT 23 TH N70FT TH NWLY 61FT TO A PT 17.84FT E OF W LN OF LT 22 & 29.87FT S OF N LN OF LT 22 TH N29.87FT TO N LN OF LT 22 & TERM OF LN TOGETHER
Legal Range	43E
Legal Township	25N
Legal Section	27
Legal Subdivision	PINECROFT TERRACE ADD
Legal Block	15
Legal Lot Number	21,22
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2016
Census Tract	4602

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3917 E 20TH AVE, SPOKANE, WA 99223-5410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage NUMERICA CU
Dec 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 21, 2017	Loan Modification, Mortgage · Line of Credit WASHINGTON TR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 25, 2019
Transfer Doc	0006877228
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3917 E 20TH AVE, SPOKANE, WA 99223-5410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006899810
Date	Mar 10, 2020
Instrument	6899810

Lender

Name	DISCOVER BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 1, 2025

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3917 E 20TH AVE, SPOKANE, WA 99223-5410
Document Number	0006921456
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3917 E 20TH AVE SPOKANE WA 992235410, SPOKANE, WA 99223-5410

Mortgage

Document Number	0006921456
Date	May 19, 2020
Instrument	6921456

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 18, 2045

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 26, 2019
Property Address	3917 E 20TH AVE, SPOKANE, WA 99223-5410
Document Number	0006877228
Instrument Date	Jun 25, 2019
Instrument	6877228
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3917 E 20TH AVE SPOKANE WA 992235410, SPOKANE, WA 99223-5410

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	3917 E 20TH AVE, SPOKANE, WA 99223-5410
Document Number	0006672951
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10032 N DOAK RD SPOKANE WA 992179769, SPOKANE, WA 99217-9769

Mortgage

Document Number	0006672951
Date	Jan 8, 2018
Instrument	6672951

Lender

Name	WASHINGTON TR BK
Type	Bank
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,143.00 (+3.63%)	$437,300 (-0.75%) Land $120,000 Building $317,300	$437,300 (-0.75%) Land $120,000 Building $317,300
2025	$3,998.00 (-6.3%)	$440,600 (+3.52%) Land $110,000 Building $330,600	$440,600 (+3.52%) Land $110,000 Building $330,600
2024	$4,267.00 (+2.55%)	$425,600 (+30.11%) Land $95,000 Building $330,600	$425,600 (+30.11%) Land $95,000 Building $330,600
2023	$4,161.00 (+8.78%)	$327,100 Land $82,500 Building $244,600	$327,100 Land $82,500 Building $244,600
2022	$3,825.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

Nearby Properties on E 20th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures