3917 Concho Ocho Rd, Snowflake, AZ 85937 Property Records

Navajo County property record for 3917 Concho Ocho Rd, Snowflake, AZ 85937

Property Summary

Property Type	Single Family Home
Details	1,660 sqft · built 2015
Lot Size	39.8 acres (1,735,866 sqft)
Owner	2 Individual Names on Record
Last Sale	$34,000 (Dec 2013)
Tax Bill	$229 (2025)
Deeds & Mortgages	Jan 2024 Sale Jan 2024 Re-recorded Document
Flood Zone	Zone X (minimal risk)
APN	`403-45-003`

Property Details

APN / Parcel Number

Primary APN	`403-45-003`
Alternative APN	`20345003`

Interior

Stories	1 Story
Building Area	1,660 sqft Living Area
Gross Area	2,380 sqft
1st Floor Area	1,660 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Roof Material	Metal
Lot Area	1,735,866 sqft
Garage Type	Attached
Garage Area	720 sqft
Porch	Open Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3917 CONCHO OCHO RD
City	SNOWFLAKE
State	AZ
Zip	85937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-20
Legal Description	SECTION 29,T13N,R23E: SW4 NW4 AKA:TRACT 3
Legal Range	23E
Legal Township	13N
Legal Section	29
Legal Tract	3
Legal Lot Number	1
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1128
Census Tract	963400

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1780, SNOWFLAKE, AZ 85937-1780
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed, Transfer
Jan 19, 2024	Re-recorded Document

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2013 · Amount on Record
Deed Sale	Dec 9, 2013 · Amount on Record
Prior Sale	Sep 20, 2013 · Amount on Record
Deed Document Number	201320153
Last Transfer Date	Jan 10, 2024
Transfer Doc	0000000767
Record Updated	Sep 20, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jan 10, 2024
Property Address	3917 CONCHO OCHO RD, SNOWFLAKE, AZ 85937
Document Number	0000000419
Instrument Date	Jan 10, 2024
Instrument	2024-00419
Transaction Type	Transfer
Record Updated	Jan 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 1780, SNOWFLAKE, AZ 85937-1780

January 2024: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	NAVAJO AZ
Recording Date	Jan 19, 2024
Property Address	3917 CONCHO OCHO RD, SNOWFLAKE, AZ 85937
Document Number	0000000767
Instrument Date	Jan 10, 2024
Instrument	2024-00767
Record Updated	Jan 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 1780, SNOWFLAKE, AZ 85937-1780

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Snowflake Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$351,538 (+4.03%) Land $35,293 Building $316,245
2025	$229.00 (-65.72%)	$33,792 (+9.03%) Land $3,074 Building $30,718	$337,918 (+9.04%) Land $30,739 Building $307,179
2024		$30,992 Land $2,892 Building $28,100	$309,914 Land $28,917 Building $280,997
2023	$668.00 (-26.99%)
2022	$915.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2006–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Arizona
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Smith Bagley Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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