3916 Spruell Dr, Kensington, MD 20895 Property Records

Montgomery County property record for 3916 Spruell Dr, Kensington, MD 20895

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,221 sqft · built 1956
Lot Size	0.142 acres (6,191 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jun 2007)
Tax Bill	$5,302 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-01263020`

Property Details

APN / Parcel Number

Primary APN	`13-01263020`
Alternative APN	`01263020`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,221 sqft Living Area
1st Floor Area	974 sqft
Basement Area	247 sqft
Finished Basement	247 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	6,191 sqft (0.142 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01263020
Street Address	3916 SPRUELL DR
City	KENSINGTON
State	MD
Zip	20895-1344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	ROCK CREEK PALISADES SECTION 11
Legal Subdivision	ROCK CREEK PALISADES
Legal Block	M
Legal Lot Number	11
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1007
Census Tract	703502

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3916 SPRUELL DR, KENSINGTON, MD 20895-1344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
May 6, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2007 · Amount on Record
Deed Sale	Jun 26, 2007 · Amount on Record
Prior Sale	Nov 29, 1995 · Amount on Record
Deed Document Number	200779623
Last Transfer Date	Apr 1, 2020
Transfer Doc	0597090023
Record Updated	Sep 20, 2026

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 1, 2020
Property Address	3916 SPRUELL DR, KENSINGTON, MD 20895-1344
Document Number	0597090023
Book / Page	59709 / 23
Map Reference	MB 51 PL 3998
Instrument Date	Apr 1, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 SPRUELL DR, KENSINGTON, MD 20895-1344

Mortgage

Document Number	5970927
Date	Jun 1, 2020
Instrument	59709/27

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3916 SPRUELL DR, KENSINGTON, MD 20895-1344
Document Number	0545660319
Instrument Date	May 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 SPRUELL DR KENSINGTON MD 208951344, KENSINGTON, MD 20895-1344

Mortgage

Document Number	0545660319
Date	Jul 7, 2017
Book Page	054566/000319

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,567 (+0.77%)	$463,100 (-) Land $233,300 Building $229,800
2025	$5,302.00 (-9.71%)	$456,033 (+6.39%)	$463,100 (+2.34%) Land $233,300 Building $229,800
2024	$5,872.00 (+34.43%)
2023		$428,633	$452,500 Land $233,300 Building $219,200
2022	$4,368.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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