3916 Ridgecombe Dr, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3916 Ridgecombe Dr, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,186 sqft · built 1959
Lot Size	0.147 acres (6,403 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (May 2026)
Tax Bill	$2,884 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0170-0405-00`

Property Details

APN / Parcel Number

Primary APN	`550-0170-0405-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,186 sqft Living Area
Gross Area	2,372 sqft
1st Floor Area	1,186 sqft
Basement Area	1,186 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	92 ft deep x 74 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3916 RIDGECOMBE DR
City	CINCINNATI
State	OH
Zip	45248-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	RIDGECOMBE DR 74 X 92 LOT 18 GLENVIEW SUB BLK APT 2
Legal Subdivision	GLENVIEW SUB
Legal Block	APT
Legal Lot Number	18
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2000
Census Tract	21001

Owner

3916 Ridgecombe Dr is owned and occupied by an individual who bought it in May 2026.

Source: Hamilton County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3916 RIDGECOMBE DR, CINCINNATI, OH 45248-3210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE, LLC
Oct 29, 2018	Deed of Trust, Mortgage · VA Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on File
Deed Sale	May 26, 2026 · Amount on File
Prior Sale	Oct 10, 2024 · Amount on File
Deed Document Number	202640990
Deed Book / Page	15673 / 1536
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3916 RIDGECOMBE DR, CINCINNATI, OH 45248-3210
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035907
Date	Mar 22, 2021
Book Page	14379/3356
Instrument	2021-0035907

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 26, 2026
Property Address	3916 RIDGECOMBE DR, CINCINNATI, OH 45248-3210
Document Number	0000040990
Book / Page	15673 / 1536
Instrument Date	May 14, 2026
Instrument	202640990
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 RIDGECOMBE DR, CINCINNATI, OH 45248-3210

Mortgage

Document Number	0000040991,
Date	May 26, 2026
Instrument	202640991

Lender

Name	NATIONS DIRECT MORTGAGE, LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3916 RIDGECOMBE DR, CINCINNATI, OH 45248-3210
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095855
Date	Oct 29, 2018
Book Page	13784/1211
Instrument	2018-0095855

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3916 Ridgecombe Dr was $2,884, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,884.00 (+2.52%)	$55,259 (+%) Land $8,803 Building $46,456	$157,880 Land $25,150 Building $132,730
2024	$2,813.00 (-0.07%)	$55,257 (-) Land $8,802 Building $46,455
2023	$2,815.00 (+29.72%)	$55,257 (+53.22%) Land $8,802 Building $46,455	$157,880 Land $25,150 Building $132,730
2022	$2,170.00 Homeowner's exemption	$36,064 Land $7,581 Building $28,483
2020			$103,040 Land $21,660 Building $81,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3916 Ridgecombe Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3916 Ridgecombe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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