State of Hawaii and Kauai County property record for 3916 Niho Rd, Kalaheo, HI 96741
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,749 sqft · built 1969 |
| Lot Size | 0.281 acres (12,247 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (Feb 2012) |
| Tax Bill | $1,727 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2017 Line of Credit + 1 more |
| APN | 4-2-3-015-026 |
| Primary APN | 4-2-3-015-026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,749 sqft Living Area |
| Gross Area | 2,149 sqft |
| 1st Floor Area | 1,749 sqft |
| Basement Area | 400 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,247 sqft (0.281 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 24 sqft |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 3916 NIHO RD |
|---|---|
| City | KALAHEO |
| State | HI |
| Zip | 96741-9718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LOT 21 ROYAL GROVE ESTATES SUBDIVISION 12247 SF DES |
| Legal Subdivision | ROYAL GROVE ESTATES SUBDIVISION |
| Legal Lot Number | 21 |
| Jurisdiction | KAUAI HI |
| Township / Civil Division | ELEELE-KALAHEO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 40702 |
3916 Niho Rd is owned and occupied by an individual who acquired it in January 2020.
Source: State of Hawaii and Kauai County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3916 NIHO RD, KALAHEO, HI 96741-9718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 31, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST HAWAIIAN BANK |
| Jan 30, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2012 · Amount on File |
| Deed Sale | Feb 6, 2012 · Amount on File |
| Prior Sale | Oct 29, 2010 · Amount on File |
| Deed Document Number | 201244190279 |
| Last Transfer Date | Jan 23, 2020 |
| Transfer Doc | 0073340276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAUAI HI |
| Property Address | 3916 NIHO RD, KALAHEO, HI 96741-9718 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | OR |
| Name | Verified Name |
|---|
| Document Number | 0A79280267 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | A-79280267 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAUAI HI |
| Property Address | 3916 NIHO RD, KALAHEO, HI 96741-9718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A65130372 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | A-65130372 |
| Name | FIRST HAWAIIAN BANK |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96847 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KAUAI HI |
| Recording Date | Jan 30, 2020 |
| Property Address | 3916 NIHO RD, KALAHEO, HI 96741-9718 |
| Document Number | 0A73340276 |
| Instrument Date | Jan 23, 2020 |
| Instrument | A-73340276 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2022 |
| Title Company | OR |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3916 NIHO RD, KALAHEO, HI 96741-9718 |
| Document Number | 0A73340277 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | A-73340277 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2035 |
The 2025 property tax bill for 3916 Niho Rd was $1,727 with a homeowner's exemption.
Source: State of Hawaii and Kauai County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Kauai County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $827,600 Land $489,700 Building $337,900 | $1,142,500 Land $676,000 Building $466,500 | |
| 2025 | $1,727.00 | ||
| 2024 | $780,100 (+18.14%) | $1,184,900 (+51.87%) | |
| 2023 | $1,511.00 Homeowner's exemption | $660,300 | $780,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3916 Niho Rd; there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2024 · Severe Storms, Flooding, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3916 Niho Rd is moderate, ranking above 40% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALAHEO-KOLOA serves 12,660 people · EPA ID HI0000434 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
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