3916 el Portal Pl, Modesto, CA 95357 Property Records

Stanislaus County property record for 3916 el Portal Pl, Modesto, CA 95357

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,631 sqft · built 1996
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jun 2021)
Tax Bill	$5,045 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jul 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`079-028-013-000`

Property Details

APN / Parcel Number

Primary APN	`079-028-013-000`
Alternative APNs	`0792813000` `0792813`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,631 sqft Living Area
1st Floor Area	1,631 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Parking Spaces	2 Parking Spaces
Patio Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3916 EL PORTAL PL
City	MODESTO
State	CA
Zip	95357-0413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YOSEMITE MEADOWS NO. 1, BLK 2907, LOT 30
Legal Subdivision	YOSEMITE MDWS 01
Legal Block	2907
Legal Lot Number	30
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2014
Census Tract	2006

Owner

3916 el Portal Pl is owned and occupied by an individual who bought it in June 2021.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3916 EL PORTAL PL, MODESTO, CA 95357-0413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 12, 2018	Grant Deed, Transfer · VA Mortgage USAA FSB
May 22, 2017	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Feb 7, 2017	Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE
Feb 7, 2017	Quit Claim Deed, Transfer CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Jul 12, 2018 · Amount on File
Deed Document Number	202162960
Prior Transfer Date	Apr 23, 2008
Prior Transfer Doc	0000044457
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 30, 2021
Property Address	3916 EL PORTAL PL, MODESTO, CA 95357-0413
Document Number	0000062960
Map Reference	VOL 36 PG 87
Instrument Date	Jun 22, 2021
Instrument	2021-0062960
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3916 EL PORTAL PL, MODESTO, CA 95357-0413

Mortgage

Document Number	0000062961
Date	Jun 30, 2021
Instrument	2021-0062961

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 12, 2018
Property Address	3916 EL PORTAL PL, MODESTO, CA 95357-0413
Document Number	0000047714
Map Reference	VOL36 PG87
Instrument Date	Jul 10, 2018
Instrument	2018-0047714
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3916 EL PORTAL PL, MODESTO, CA 95357-0413

Mortgage

Document Number	0000047715
Date	Jul 12, 2018
Instrument	2018-0047715

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3916 EL PORTAL PL, MODESTO, CA 95357-0413
Document Number	0000045941
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3916 EL PORTAL PL MODESTO CA 953570413, MODESTO, CA 95357-0413

Mortgage

Document Number	0000045941
Date	Jun 26, 2017
Instrument	45941

Lender

Name	LOW VA RATES LLC
Address	384 S 400 W # 100, LINDON, UT 84042-1957

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 7, 2017
Property Address	3916 EL PORTAL PL, MODESTO, CA 95357-0413
Document Number	0000008649
Map Reference	VOL36 PG87
Instrument Date	Jan 31, 2017
Instrument	2017-0008649
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE CORPORATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3916 EL PORTAL PL, MODESTO, CA 95357-0413

Mortgage

Document Number	0000008650
Date	Feb 7, 2017
Instrument	2017-0008650

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 7, 2017
Property Address	3916 EL PORTAL PL, MODESTO, CA 95357-0413
Document Number	0000008648
Instrument Date	Jan 31, 2017
Instrument	8648
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3886 GOSSAMER WAY MODESTO CA 95355, MODESTO, CA 95355

Tax Assessment & Valuation

The 2026 property tax bill for 3916 el Portal Pl was $5,045, up 1.6% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Empire Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,045.00 (+1.61%)	$463,711 (+2%) Land $171,131 Building $292,580
2025	$4,965.00	$454,620 Land $167,776 Building $286,844
2023	$5,361.00 (+7.5%)	$436,968 Land $161,262 Building $275,706
2022	$4,987.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3916 el Portal Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3916 el Portal Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Xfinity.

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